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Single Family ResidentialResidential
$375,799$150 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $165,000 on May 10, 2019

407 N 4TH ST

EFFINGHAM, IL 62401
1
Beds
1.5
Baths
2,508 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$376K
$361K low$391K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$165,000 · May 10, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,783 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$78,050 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,810
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,240
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,950
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$234,150

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyEFFINGHAM
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Effingham Junior High SchoolB-
Middle · Grades 6–8 · 0.9 mi
E
South Side Grade School
Elementary · Grades 1–2 · 0.9 mi
H
Effingham High SchoolA
High · Grades 9–12 · 1.1 mi

District: Effingham Community Unit School District 40

Neighborhood · ZIP 62401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.124

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.17,538
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.162 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,272
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,862
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 N 4th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 94% of homes in Effingham 62401
  • Bigger than 95% of homes in Effingham County
  • Has a smaller lot than 68% of homes in Effingham County
  • Older than 66% of homes in Effingham 62401

What homes are worth in Effingham 62401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$133K$1.2M

This home is worth more than 42% of homes in Effingham 62401.

How it measures up in Effingham 62401

The dot is this home. The mark in the middle is the typical home in Effingham 62401.

Estimated value$375,799
CheaperTypical $418,655Pricier

Pricier than 42% of homes nearby

Price per ft²$150
CheaperTypical $293Pricier

Pricier than 6% of homes nearby

Living area2,508 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.32 ac
SmallerTypical 0.43 acBigger

Bigger than 41% of homes nearby

Year built1966
OlderTypical 1976Newer

Newer than 34% of homes nearby

How 407 N 4th St ranks against every home in each area.
MeasureThis homeEffingham 62401Effingham County
Estimated valuepricier than$375,79942% of homes53% of homes
Price per ft²pricier than$1506% of homes15% of homes
Living areabigger than2,508 ft²94% of homes95% of homes
Lot sizebigger than0.32 ac41% of homes32% of homes
Year builtnewer than196634% of homes35% of homes

About 407 N 4th St

How much is 407 N 4th St, Effingham, IL worth?

The TopHap Estimate for 407 N 4th St, Effingham, IL is $375,799 as of Sep 24, 2026. The likely range is $360,928 to $390,670. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 N 4th St, Effingham, IL last sell?

407 N 4th St, Effingham, IL last sold on May 10, 2019 for $165,000, according to the county's recorded deed.

How big is 407 N 4th St, Effingham, IL?

407 N 4th St, Effingham, IL has 1 bedrooms, 1.5 bathrooms, 2,508 square feet of living space and a 0.32-acre lot.

When was 407 N 4th St, Effingham, IL built?

407 N 4th St, Effingham, IL was built in 1966, making it 60 years old. The building has 1 story.

What schools serve 407 N 4th St, Effingham, IL?

407 N 4th St, Effingham, IL is assigned to Effingham Junior High School (middle), rated B-; South Side Grade School (elementary); Effingham High School (high), rated A. All sit in Effingham Community Unit School District 40. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 N 4th St, Effingham, IL compare to other homes in Effingham 62401?

Among the 7,354 homes in Effingham 62401, it is worth more than 42% of them ($375,799 against a typical $418,655), its price per square foot is higher than 6% of them ($150 against a typical $293), it is bigger than 94% of them (2,508 ft² against a typical 1,440 ft²), its lot is bigger than 41% of them (0.32 ac against a typical 0.43 ac) and it is newer than 34% of them (1966 against a typical 1976). Measured against all of Effingham County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 N 4th St, Effingham, IL?

The 2025 property tax bill for 407 N 4th St, Effingham, IL was $3,783. The county assessed it at $78,050.

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