Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$118,825$125 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $115,500 on Dec 5, 2025

407 RIDGEWOOD AVE

CUMBERLAND, MD 21502
1
Baths
948 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$119K
$102K low$135K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,500 · Dec 5, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$685 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$91,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$84,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$91,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALLEGANY
Lot (acres)The size of the land the home sits on, from county records.0.11
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 84 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fort Hill High SchoolB-
High · Grades 9–12 · 0.1 mi
M
Washington Middle SchoolD+
Middle · Grades 6–8 · 0.5 mi
E
South Penn Elementary SchoolC-
Elementary · Grades PK–5 · 0.7 mi

District: Allegany County Public Schools

Neighborhood · ZIP 21502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.41,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.436 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,358
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,957
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 Ridgewood Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Cumberland 21502
  • Smaller than 89% of homes in Cumberland 21502
  • Has a smaller lot than 82% of homes in Allegany County

What homes are worth in Cumberland 21502

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$462K

This home is worth more than 34% of homes in Cumberland 21502.

How it measures up in Cumberland 21502

The dot is this home. The mark in the middle is the typical home in Cumberland 21502.

Estimated value$118,825
CheaperTypical $150,223Pricier

Pricier than 34% of homes nearby

Price per ft²$125
CheaperTypical $116Pricier

Pricier than 56% of homes nearby

Living area948 ft²
SmallerTypical 1,371 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.11 ac
SmallerTypical 0.22 acBigger

Bigger than 25% of homes nearby

Year built1951
OlderTypical 1945Newer

Newer than 58% of homes nearby

How 407 Ridgewood Ave ranks against every home in each area.
MeasureThis homeCumberland 21502Allegany County
Estimated valuepricier than$118,82534% of homes35% of homes
Price per ft²pricier than$12556% of homes59% of homes
Living areabigger than948 ft²11% of homes11% of homes
Lot sizebigger than0.11 ac25% of homes18% of homes
Year builtnewer than195158% of homes54% of homes

About 407 Ridgewood Ave

How much is 407 Ridgewood Ave, Cumberland, MD worth?

The TopHap Estimate for 407 Ridgewood Ave, Cumberland, MD is $118,825 as of Aug 30, 2026. The likely range is $102,180 to $135,470. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 Ridgewood Ave, Cumberland, MD last sell?

407 Ridgewood Ave, Cumberland, MD last sold on Dec 5, 2025 for $115,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 407 Ridgewood Ave, Cumberland, MD?

407 Ridgewood Ave, Cumberland, MD has 1 bathrooms, 948 square feet of living space and a 0.11-acre lot.

When was 407 Ridgewood Ave, Cumberland, MD built?

407 Ridgewood Ave, Cumberland, MD was built in 1951, making it 75 years old. The building has 1 story.

What schools serve 407 Ridgewood Ave, Cumberland, MD?

407 Ridgewood Ave, Cumberland, MD is assigned to Fort Hill High School (high), rated B-; Washington Middle School (middle), rated D+; South Penn Elementary School (elementary), rated C-. All sit in Allegany County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 Ridgewood Ave, Cumberland, MD compare to other homes in Cumberland 21502?

Among the 15,315 homes in Cumberland 21502, it is worth more than 34% of them ($118,825 against a typical $150,223), its price per square foot is higher than 56% of them ($125 against a typical $116), it is bigger than 11% of them (948 ft² against a typical 1,371 ft²), its lot is bigger than 25% of them (0.11 ac against a typical 0.22 ac) and it is newer than 58% of them (1951 against a typical 1945). Measured against all of Allegany County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 Ridgewood Ave, Cumberland, MD?

The 2025 property tax bill for 407 Ridgewood Ave, Cumberland, MD was $685. The county assessed it at $91,900.

More homes on Ridgewood Ave

Closest homes

More homes in Cumberland 21502

Assigned schools

Explore the area

See this home in context

Open 407 Ridgewood Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map