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Single Family ResidenceResidential
$249,716$190 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

407 RIDGEWOOD DR

TOOL, TX 75143
0
Baths
1,316 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1997
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$250K
$226K low$273K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$249,716
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$199,773

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,739 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$189,030 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$184,030
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$189,030
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$189,030

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
51
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
35
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHenderson
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 28 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tool Elementary SchoolA
Elementary · Grades PK–4 · 1.6 mi
H
Malakoff High SchoolB
High · Grades 9–12 · 11.8 mi
M
Malakoff Jr High SchoolB-
Middle · Grades 7–8 · 13.2 mi

District: Malakoff Independent School District

Neighborhood · ZIP 75143These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.20,287
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.97 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,585
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,854
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 Ridgewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in Kemp 75143

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$1.4M

This home is worth more than 37% of homes in Kemp 75143.

How it measures up in Kemp 75143

The dot is this home. The mark in the middle is the typical home in Kemp 75143.

Estimated value$249,716
CheaperTypical $302,462Pricier

Pricier than 37% of homes nearby

Price per ft²$190
CheaperTypical $200Pricier

Pricier than 45% of homes nearby

Living area1,316 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 43% of homes nearby

Year built1997
OlderTypical 1995Newer

Newer than 55% of homes nearby

How 407 Ridgewood Dr ranks against every home in each area.
MeasureThis homeKemp 75143Henderson County
Estimated valuepricier than$249,71637% of homes40% of homes
Price per ft²pricier than$19045% of homes50% of homes
Living areabigger than1,316 ft²43% of homes43% of homes
Year builtnewer than199755% of homes54% of homes

About 407 Ridgewood Dr

How much is 407 Ridgewood Dr, Tool, TX worth?

The TopHap Estimate for 407 Ridgewood Dr, Tool, TX is $249,716 as of Jul 14, 2026. The likely range is $226,300 to $273,132. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 Ridgewood Dr, Tool, TX last sell?

407 Ridgewood Dr, Tool, TX last sold on Oct 26, 2021, according to the county's recorded deed.

When was 407 Ridgewood Dr, Tool, TX built?

407 Ridgewood Dr, Tool, TX was built in 1997, making it 29 years old.

What schools serve 407 Ridgewood Dr, Tool, TX?

407 Ridgewood Dr, Tool, TX is assigned to Tool Elementary School (elementary), rated A; Malakoff High School (high), rated B; Malakoff Jr High School (middle), rated B-. All sit in Malakoff Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 Ridgewood Dr, Tool, TX compare to other homes in Kemp 75143?

Among the 9,405 homes in Kemp 75143, it is worth more than 37% of them ($249,716 against a typical $302,462), its price per square foot is higher than 45% of them ($190 against a typical $200), it is bigger than 43% of them (1,316 ft² against a typical 1,440 ft²) and it is newer than 55% of them (1997 against a typical 1995). Measured against all of Henderson County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 Ridgewood Dr, Tool, TX?

The 2024 property tax bill for 407 Ridgewood Dr, Tool, TX was $1,739. The county assessed it at $189,030.

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