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Single Family ResidenceResidential
$190,099$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $183,000 on Sep 22, 2023

407 RUTH ST

LANCASTER, SC 29720
1
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$190K
$178K low$203K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$183,000 · Sep 22, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$38,020
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$30,416
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,213 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,266 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,175
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,091
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,188
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$211,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLANCASTER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clinton Elementary SchoolD-
Elementary · Grades PK–5 · 0.1 mi
H
Lancaster High SchoolD-
High · Grades 9–12 · 0.7 mi
M
A. R. Rucker Middle SchoolD+
Middle · Grades 6–8 · 1.8 mi

District: Lancaster County School District

Neighborhood · ZIP 29720These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.98

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.61,762
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.217 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,612
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,134
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 Ruth St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Lancaster County
  • Costs less per square foot than 81% of homes in Lancaster County
  • Smaller than 65% of homes in Lancaster County
  • Has a smaller lot than 96% of homes in Lancaster 29720
  • Older than 88% of homes in Lancaster County

What homes are worth in Lancaster 29720

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$831K

This home is worth more than 33% of homes in Lancaster 29720.

How it measures up in Lancaster 29720

The dot is this home. The mark in the middle is the typical home in Lancaster 29720.

Estimated value$190,099
CheaperTypical $266,110Pricier

Pricier than 33% of homes nearby

Price per ft²$131
CheaperTypical $164Pricier

Pricier than 28% of homes nearby

Living area1,456 ft²
SmallerTypical 1,550 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.13 ac
SmallerTypical 0.83 acBigger

Bigger than 4% of homes nearby

Year built1955
OlderTypical 1986Newer

Newer than 17% of homes nearby

How 407 Ruth St ranks against every home in each area.
MeasureThis homeLancaster 29720Lancaster County
Estimated valuepricier than$190,09933% of homes23% of homes
Price per ft²pricier than$13128% of homes19% of homes
Living areabigger than1,456 ft²46% of homes35% of homes
Lot sizebigger than0.13 ac4% of homes8% of homes
Year builtnewer than195517% of homes12% of homes

About 407 Ruth St

How much is 407 Ruth St, Lancaster, SC worth?

The TopHap Estimate for 407 Ruth St, Lancaster, SC is $190,099 as of Jul 14, 2026. The likely range is $177,527 to $202,671. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 Ruth St, Lancaster, SC last sell?

407 Ruth St, Lancaster, SC last sold on Sep 22, 2023 for $183,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 407 Ruth St, Lancaster, SC?

407 Ruth St, Lancaster, SC has 1 bathrooms, 1,456 square feet of living space and a 0.13-acre lot.

When was 407 Ruth St, Lancaster, SC built?

407 Ruth St, Lancaster, SC was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 407 Ruth St, Lancaster, SC?

407 Ruth St, Lancaster, SC is assigned to Clinton Elementary School (elementary), rated D-; Lancaster High School (high), rated D-; A. R. Rucker Middle School (middle), rated D+. All sit in Lancaster County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 Ruth St, Lancaster, SC compare to other homes in Lancaster 29720?

Among the 23,940 homes in Lancaster 29720, it is worth more than 33% of them ($190,099 against a typical $266,110), its price per square foot is higher than 28% of them ($131 against a typical $164), it is bigger than 46% of them (1,456 ft² against a typical 1,550 ft²), its lot is bigger than 4% of them (0.13 ac against a typical 0.83 ac) and it is newer than 17% of them (1955 against a typical 1986). Measured against all of Lancaster County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 Ruth St, Lancaster, SC?

The 2025 property tax bill for 407 Ruth St, Lancaster, SC was $1,213. The county assessed it at $8,266.

Closest homes

More homes in Lancaster 29720

Assigned schools

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