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Residential (General/Single)Residential
$919,256$291 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $750,000 on Jan 18, 2024

407 S 5TH ST

SAINT CHARLES, IL 60174
5
Beds
2
Baths
3,155 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1909
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$919K
$847K low$992K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$750,000 · Jan 18, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,666 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$266,148 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,437
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$223,711
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$245,230
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$798,764

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
0
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyKANE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1969
Lot (acres)The size of the land the home sits on, from county records.0.65
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Thompson Middle SchoolA-
Middle · Grades 6–8 · 0.3 mi
E
Munhall Elementary SchoolA-
Elementary · Grades KG–5 · 1.3 mi
H
St. Charles East High SchoolB
High · Grades 9–12 · 2.3 mi

District: St. Charles Community Unit School District 303

Neighborhood · ZIP 60174These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.30,798
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,043 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,802
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,882
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 S 5th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Kane County
  • Costs more per square foot than 91% of homes in Kane County
  • Bigger than 91% of homes in Kane County
  • Has a bigger lot than 87% of homes in Saint Charles 60174
  • Older than 97% of homes in Saint Charles 60174

What homes are worth in Saint Charles 60174

Each bar is how many homes fall in that price range. The marker is this home.

This home
$244K$1.1M

This home is worth more than 95% of homes in Saint Charles 60174.

How it measures up in Saint Charles 60174

The dot is this home. The mark in the middle is the typical home in Saint Charles 60174.

Estimated value$919,256
CheaperTypical $442,874Pricier

Pricier than 95% of homes nearby

Price per ft²$291
CheaperTypical $256Pricier

Pricier than 69% of homes nearby

Living area3,155 ft²
SmallerTypical 1,744 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.65 ac
SmallerTypical 0.24 acBigger

Bigger than 87% of homes nearby

Year built1909
OlderTypical 1977Newer

Newer than 3% of homes nearby

How 407 S 5th St ranks against every home in each area.
MeasureThis homeSaint Charles 60174Kane County
Estimated valuepricier than$919,25695% of homes98% of homes
Price per ft²pricier than$29169% of homes91% of homes
Living areabigger than3,155 ft²89% of homes91% of homes
Lot sizebigger than0.65 ac87% of homes85% of homes
Year builtnewer than19093% of homes8% of homes

About 407 S 5th St

How much is 407 S 5th St, Saint Charles, IL worth?

The TopHap Estimate for 407 S 5th St, Saint Charles, IL is $919,256 as of Aug 30, 2026. The likely range is $846,929 to $991,583. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 S 5th St, Saint Charles, IL last sell?

407 S 5th St, Saint Charles, IL last sold on Jan 18, 2024 for $750,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 407 S 5th St, Saint Charles, IL?

407 S 5th St, Saint Charles, IL has 5 bedrooms, 2 bathrooms, 3,155 square feet of living space and a 0.65-acre lot.

When was 407 S 5th St, Saint Charles, IL built?

407 S 5th St, Saint Charles, IL was built in 1909, making it 117 years old. The building has 2 stories.

What schools serve 407 S 5th St, Saint Charles, IL?

407 S 5th St, Saint Charles, IL is assigned to Thompson Middle School (middle), rated A-; Munhall Elementary School (elementary), rated A-; St. Charles East High School (high), rated B. All sit in St. Charles Community Unit School District 303. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 S 5th St, Saint Charles, IL compare to other homes in Saint Charles 60174?

Among the 10,184 homes in Saint Charles 60174, it is worth more than 95% of them ($919,256 against a typical $442,874), its price per square foot is higher than 69% of them ($291 against a typical $256), it is bigger than 89% of them (3,155 ft² against a typical 1,744 ft²), its lot is bigger than 87% of them (0.65 ac against a typical 0.24 ac) and it is newer than 3% of them (1909 against a typical 1977). Measured against all of Kane County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 S 5th St, Saint Charles, IL?

The 2025 property tax bill for 407 S 5th St, Saint Charles, IL was $18,666. The county assessed it at $266,148.

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