Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$141,374$57 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $132,500 on Jul 31, 2025

407 S GARFIELD ST

LEAF RIVER, IL 61047
0
Baths
2,500 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$141K
$120K low$163K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$132,500 · Jul 31, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$10,424
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$8,339
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.94%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,950
UNITED WHOLESALE MORTGAGE · 6.5% 2 · recorded Jul 31, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$178 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$29,272 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,045
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,227
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,034
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$87,816

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOGLE
Lot (acres)The size of the land the home sits on, from county records.0.30
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Forreston Jr/Sr High SchoolB
Middle · Grades 6–12 · 8.7 mi
E
Forreston Grade SchoolA+
Elementary · Grades 1–5 · 9.1 mi

District: Forrestville Valley Community Unit School District 221

Neighborhood · ZIP 61047These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.2,439
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,126
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,012
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 S Garfield St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Ogle County
  • Costs less per square foot than 98% of homes in Ogle County
  • Bigger than 91% of homes in Ogle County
  • Has a smaller lot than 78% of homes in Leaf River 61047
  • Older than 87% of homes in Ogle County

What homes are worth in Leaf River 61047

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$588K

This home is worth more than 30% of homes in Leaf River 61047.

How it measures up in Leaf River 61047

The dot is this home. The mark in the middle is the typical home in Leaf River 61047.

Estimated value$141,374
CheaperTypical $197,231Pricier

Pricier than 30% of homes nearby

Price per ft²$57
CheaperTypical $118Pricier

Pricier than 10% of homes nearby

Living area2,500 ft²
SmallerTypical 1,700 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.3 ac
SmallerTypical 1.16 acBigger

Bigger than 22% of homes nearby

Year built1920
OlderTypical 1973Newer

Newer than 18% of homes nearby

How 407 S Garfield St ranks against every home in each area.
MeasureThis homeLeaf River 61047Ogle County
Estimated valuepricier than$141,37430% of homes23% of homes
Price per ft²pricier than$5710% of homes2% of homes
Living areabigger than2,500 ft²86% of homes91% of homes
Lot sizebigger than0.3 ac22% of homes40% of homes
Year builtnewer than192018% of homes13% of homes

About 407 S Garfield St

How much is 407 S Garfield St, Leaf River, IL worth?

The TopHap Estimate for 407 S Garfield St, Leaf River, IL is $141,374 as of Jul 14, 2026. The likely range is $119,699 to $163,049. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 S Garfield St, Leaf River, IL last sell?

407 S Garfield St, Leaf River, IL last sold on Jul 31, 2025 for $132,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 407 S Garfield St, Leaf River, IL?

407 S Garfield St, Leaf River, IL has 2,500 square feet of living space and a 0.30-acre lot.

When was 407 S Garfield St, Leaf River, IL built?

407 S Garfield St, Leaf River, IL was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 407 S Garfield St, Leaf River, IL?

407 S Garfield St, Leaf River, IL is assigned to Forreston Jr/Sr High School (middle), rated B; Forreston Grade School (elementary), rated A+. All sit in Forrestville Valley Community Unit School District 221. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 S Garfield St, Leaf River, IL compare to other homes in Leaf River 61047?

Among the 608 homes in Leaf River 61047, it is worth more than 30% of them ($141,374 against a typical $197,231), its price per square foot is higher than 10% of them ($57 against a typical $118), it is bigger than 86% of them (2,500 ft² against a typical 1,700 ft²), its lot is bigger than 22% of them (0.3 ac against a typical 1.16 ac) and it is newer than 18% of them (1920 against a typical 1973). Measured against all of Ogle County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 S Garfield St, Leaf River, IL?

The 2025 property tax bill for 407 S Garfield St, Leaf River, IL was $178. The county assessed it at $29,272.

Closest homes

More homes in Leaf River 61047

Assigned schools

Explore the area

See this home in context

Open 407 S Garfield St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map