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Residential (General/Single)Residential
$182,652$93 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $50,000 on Apr 27, 2016

407 S MAIN ST

RICHFIELD, NC 28137
5
Beds
3
Baths
1,955 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1939
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$183K
$152K low$213K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Apr 27, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$182,652
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$146,122

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$805 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$97,024 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,094
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$77,930
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,855
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$97,024

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
11
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyStanly
Lot (acres)The size of the land the home sits on, from county records.1.34
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 48 ft²Porch · 478 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Richfield Elementary SchoolA-
Elementary · Grades KG–5 · 0.4 mi
H
North Stanly High SchoolD+
High · Grades 9–12 · 3.8 mi
M
North Stanly Middle SchoolC-
Middle · Grades 6–8 · 4.1 mi

District: Stanly County Schools

Neighborhood · ZIP 28137These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,328
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.72 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,527
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,494
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 S Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Richfield 28137
  • Costs less per square foot than 96% of homes in Richfield 28137
  • Bigger than 73% of homes in Stanly County
  • Has a bigger lot than 65% of homes in Stanly County
  • Older than 90% of homes in Richfield 28137

What homes are worth in Richfield 28137

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$771K

This home is worth more than 20% of homes in Richfield 28137.

How it measures up in Richfield 28137

The dot is this home. The mark in the middle is the typical home in Richfield 28137.

Estimated value$182,652
CheaperTypical $291,718Pricier

Pricier than 20% of homes nearby

Price per ft²$93
CheaperTypical $178Pricier

Pricier than 4% of homes nearby

Living area1,955 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than 71% of homes nearby

Lot size1.34 ac
SmallerTypical 2.2 acBigger

Bigger than 37% of homes nearby

Year built1939
OlderTypical 1987Newer

Newer than 10% of homes nearby

How 407 S Main St ranks against every home in each area.
MeasureThis homeRichfield 28137Stanly County
Estimated valuepricier than$182,65220% of homes23% of homes
Price per ft²pricier than$934% of homes7% of homes
Living areabigger than1,955 ft²71% of homes73% of homes
Lot sizebigger than1.34 ac37% of homes65% of homes
Year builtnewer than193910% of homes14% of homes

About 407 S Main St

How much is 407 S Main St, Richfield, NC worth?

The TopHap Estimate for 407 S Main St, Richfield, NC is $182,652 as of Jul 14, 2026. The likely range is $152,181 to $213,123. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 S Main St, Richfield, NC last sell?

407 S Main St, Richfield, NC last sold on Apr 27, 2016 for $50,000, according to the county's recorded deed.

How big is 407 S Main St, Richfield, NC?

407 S Main St, Richfield, NC has 5 bedrooms, 3 bathrooms, 1,955 square feet of living space and a 1.34-acre lot.

When was 407 S Main St, Richfield, NC built?

407 S Main St, Richfield, NC was built in 1939, making it 87 years old. The building has 2 stories.

What schools serve 407 S Main St, Richfield, NC?

407 S Main St, Richfield, NC is assigned to Richfield Elementary School (elementary), rated A-; North Stanly High School (high), rated D+; North Stanly Middle School (middle), rated C-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 S Main St, Richfield, NC compare to other homes in Richfield 28137?

Among the 1,348 homes in Richfield 28137, it is worth more than 20% of them ($182,652 against a typical $291,718), its price per square foot is higher than 4% of them ($93 against a typical $178), it is bigger than 71% of them (1,955 ft² against a typical 1,608 ft²), its lot is bigger than 37% of them (1.34 ac against a typical 2.2 ac) and it is newer than 10% of them (1939 against a typical 1987). Measured against all of Stanly County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 S Main St, Richfield, NC?

The 2025 property tax bill for 407 S Main St, Richfield, NC was $805. The county assessed it at $97,024.

Closest homes

More homes in Richfield 28137

Assigned schools

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