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Single Family ResidenceResidential
$274,685$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

407 VELMA ST

INGRAM, TX 78025
1
Baths
1,770 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.

Valuation

$275K
$241K low$309K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$137,015
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$109,612
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$137,670
EVERETT FINANCIAL INC · recorded Oct 17, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,922 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$175,853 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$120,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$154,571
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$159,866
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$274,571

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKerr
Lot (acres)The size of the land the home sits on, from county records.2.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Crossed Wals
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 56 ft²Patio · 56 ft²Porch · 168 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ingram Middle SchoolB+
Middle · Grades 6–8 · 1.0 mi
H
Ingram Tom Moore High SchoolB+
High · Grades 9–12 · 1.0 mi
E
Ingram Elementary SchoolA
Elementary · Grades PK–5 · 1.0 mi

District: Ingram Independent School District

Neighborhood · ZIP 78025These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,661
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,321
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 Velma St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Kerr County
  • Costs less per square foot than 96% of homes in Kerr County
  • Bigger than 70% of homes in Ingram 78025
  • Has a bigger lot than 68% of homes in Ingram 78025

What homes are worth in Ingram 78025

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$1.4M

This home is worth more than 28% of homes in Ingram 78025.

How it measures up in Ingram 78025

The dot is this home. The mark in the middle is the typical home in Ingram 78025.

Estimated value$274,685
CheaperTypical $385,141Pricier

Pricier than 28% of homes nearby

Price per ft²$155
CheaperTypical $247Pricier

Pricier than 5% of homes nearby

Living area1,770 ft²
SmallerTypical 1,394 ft²Bigger

Bigger than 70% of homes nearby

Lot size2 ac
SmallerTypical 0.98 acBigger

Bigger than 68% of homes nearby

Year built1996
OlderTypical 1993Newer

Newer than 60% of homes nearby

How 407 Velma St ranks against every home in each area.
MeasureThis homeIngram 78025Kerr County
Estimated valuepricier than$274,68528% of homes23% of homes
Price per ft²pricier than$1555% of homes4% of homes
Living areabigger than1,770 ft²70% of homes62% of homes
Lot sizebigger than2 ac68% of homes61% of homes
Year builtnewer than199660% of homes58% of homes

About 407 Velma St

How much is 407 Velma St, Ingram, TX worth?

The TopHap Estimate for 407 Velma St, Ingram, TX is $274,685 as of Jul 14, 2026. The likely range is $240,861 to $308,509. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 Velma St, Ingram, TX last sell?

407 Velma St, Ingram, TX last sold on Mar 20, 1995, according to the county's recorded deed.

How big is 407 Velma St, Ingram, TX?

407 Velma St, Ingram, TX has 1 bathrooms, 1,770 square feet of living space and a 2.00-acre lot.

When was 407 Velma St, Ingram, TX built?

407 Velma St, Ingram, TX was built in 1996, making it 30 years old.

What schools serve 407 Velma St, Ingram, TX?

407 Velma St, Ingram, TX is assigned to Ingram Middle School (middle), rated B+; Ingram Tom Moore High School (high), rated B+; Ingram Elementary School (elementary), rated A. All sit in Ingram Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 Velma St, Ingram, TX compare to other homes in Ingram 78025?

Among the 2,408 homes in Ingram 78025, it is worth more than 28% of them ($274,685 against a typical $385,141), its price per square foot is higher than 5% of them ($155 against a typical $247), it is bigger than 70% of them (1,770 ft² against a typical 1,394 ft²), its lot is bigger than 68% of them (2 ac against a typical 0.98 ac) and it is newer than 60% of them (1996 against a typical 1993). Measured against all of Kerr County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 Velma St, Ingram, TX?

The 2024 property tax bill for 407 Velma St, Ingram, TX was $1,922. The county assessed it at $175,853.

Closest homes

More homes in Ingram 78025

Assigned schools

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