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Residential (General/Single)Residential
$403,960
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $480,000 on May 3, 2023

408 CUMBERLAND AVE

BAYVILLE, NJ 08721
0
Baths
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.

Valuation

$404K
$357K low$451K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$480,000 · May 3, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,462 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$210,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$197,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$210,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.14
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Central Regional High SchoolD+
High · Grades 9–12 · 1.0 mi
M
Central Regional Middle SchoolC
Middle · Grades 7–8 · 1.2 mi
E
Clara B. Worth Elementary SchoolC
Elementary · Grades PK–4 · 1.8 mi

District: Central Regional School District

Neighborhood · ZIP 08721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.22,790
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.966 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,814
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,907
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

408 Cumberland Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Bayville 08721
  • Has a smaller lot than 78% of homes in Bayville 08721
  • Newer than 98% of homes in Bayville 08721

What homes are worth in Bayville 08721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$281K$1.1M

This home is worth more than 21% of homes in Bayville 08721.

How it measures up in Bayville 08721

The dot is this home. The mark in the middle is the typical home in Bayville 08721.

Estimated value$403,960
CheaperTypical $511,403Pricier

Pricier than 21% of homes nearby

Lot size0.14 ac
SmallerTypical 0.25 acBigger

Bigger than 22% of homes nearby

Year built2022
OlderTypical 1985Newer

Newer than 98% of homes nearby

How 408 Cumberland Ave ranks against every home in each area.
MeasureThis homeBayville 08721Ocean County
Estimated valuepricier than$403,96021% of homes25% of homes
Lot sizebigger than0.14 ac22% of homes39% of homes
Year builtnewer than202298% of homes98% of homes

About 408 Cumberland Ave

How much is 408 Cumberland Ave, Bayville, NJ worth?

The TopHap Estimate for 408 Cumberland Ave, Bayville, NJ is $403,960 as of Aug 30, 2026. The likely range is $357,199 to $450,721. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 408 Cumberland Ave, Bayville, NJ last sell?

408 Cumberland Ave, Bayville, NJ last sold on May 3, 2023 for $480,000, according to the county's recorded deed.

When was 408 Cumberland Ave, Bayville, NJ built?

408 Cumberland Ave, Bayville, NJ was built in 2022, making it 4 years old.

What schools serve 408 Cumberland Ave, Bayville, NJ?

408 Cumberland Ave, Bayville, NJ is assigned to Central Regional High School (high), rated D+; Central Regional Middle School (middle), rated C; Clara B. Worth Elementary School (elementary), rated C. All sit in Central Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 408 Cumberland Ave, Bayville, NJ compare to other homes in Bayville 08721?

Among the 8,118 homes in Bayville 08721, it is worth more than 21% of them ($403,960 against a typical $511,403), its lot is bigger than 22% of them (0.14 ac against a typical 0.25 ac) and it is newer than 98% of them (2022 against a typical 1985). Measured against all of Ocean County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 408 Cumberland Ave, Bayville, NJ?

The 2025 property tax bill for 408 Cumberland Ave, Bayville, NJ was $5,462. The county assessed it at $210,900.

More homes on Cumberland Ave

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Assigned schools

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