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Single Family ResidenceResidential
$422,592$260 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

408 DERBY LN

MODESTO, CA 95350
3
Beds
2
Baths
1,623 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$423K
$388K low$457K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,046 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$192,939 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,734
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,205
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$189,157

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
12
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySTANISLAUS
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 180 ft²

Transaction History(17)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodrow Elementary SchoolC
Elementary · Grades KG–5 · 0.4 mi
H
Grace M. Davis High SchoolD+
High · Grades 9–12 · 0.7 mi
M
Somerset Middle SchoolC
Middle · Grades 6–8 · 1.2 mi

District: Modesto City High School District

Neighborhood · ZIP 95350These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.143

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.55,189
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,329 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,336
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,549
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

408 Derby Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 79% of homes in Modesto 95350
  • Bigger than 66% of homes in Modesto 95350
  • Newer than 76% of homes in Modesto 95350

What homes are worth in Modesto 95350

Each bar is how many homes fall in that price range. The marker is this home.

This home
$222K$717K

This home is worth more than 56% of homes in Modesto 95350.

How it measures up in Modesto 95350

The dot is this home. The mark in the middle is the typical home in Modesto 95350.

Estimated value$422,592
CheaperTypical $413,773Pricier

Pricier than 56% of homes nearby

Price per ft²$260
CheaperTypical $290Pricier

Pricier than 21% of homes nearby

Living area1,623 ft²
SmallerTypical 1,409 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.16 ac
SmallerTypical 0.15 acBigger

Bigger than 63% of homes nearby

Year built1970
OlderTypical 1961Newer

Newer than 76% of homes nearby

How 408 Derby Ln ranks against every home in each area.
MeasureThis homeModesto 95350Stanislaus County
Estimated valuepricier than$422,59256% of homes40% of homes
Price per ft²pricier than$26021% of homes30% of homes
Living areabigger than1,623 ft²66% of homes53% of homes
Lot sizebigger than0.16 ac63% of homes62% of homes
Year builtnewer than197076% of homes30% of homes

About 408 Derby Ln

How much is 408 Derby Ln, Modesto, CA worth?

The TopHap Estimate for 408 Derby Ln, Modesto, CA is $422,592 as of Oct 21, 2026. The likely range is $387,708 to $457,476. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 408 Derby Ln, Modesto, CA last sell?

408 Derby Ln, Modesto, CA last sold on May 23, 2014, according to the county's recorded deed.

How big is 408 Derby Ln, Modesto, CA?

408 Derby Ln, Modesto, CA has 3 bedrooms, 2 bathrooms, 1,623 square feet of living space and a 0.16-acre lot.

When was 408 Derby Ln, Modesto, CA built?

408 Derby Ln, Modesto, CA was built in 1970, making it 56 years old. It is a ranch home. The building has 1 story.

What schools serve 408 Derby Ln, Modesto, CA?

408 Derby Ln, Modesto, CA is assigned to Woodrow Elementary School (elementary), rated C; Grace M. Davis High School (high), rated D+; Somerset Middle School (middle), rated C. All sit in Modesto City High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 408 Derby Ln, Modesto, CA compare to other homes in Modesto 95350?

Among the 15,512 homes in Modesto 95350, it is worth more than 56% of them ($422,592 against a typical $413,773), its price per square foot is higher than 21% of them ($260 against a typical $290), it is bigger than 66% of them (1,623 ft² against a typical 1,409 ft²), its lot is bigger than 63% of them (0.16 ac against a typical 0.15 ac) and it is newer than 76% of them (1970 against a typical 1961). Measured against all of Stanislaus County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 408 Derby Ln, Modesto, CA?

The 2026 property tax bill for 408 Derby Ln, Modesto, CA was $2,046. The county assessed it at $192,939.

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