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Single Family ResidenceResidential
$238,726$255 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

408 ELM ST

SAINT JACOB, IL 62281
3
Beds
2
Baths
936 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$239K
$201K low$276K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,738 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$71,690 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,420
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,270
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$65,690
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$215,070

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 300 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St. Jacob Elementary SchoolA
Elementary · Grades KG–5 · 0.1 mi
M
Triad Middle SchoolB
Middle · Grades 6–8 · 2.6 mi
H
Triad High SchoolA
High · Grades 9–12 · 4.6 mi

District: Triad Community Unit School District 2

Neighborhood · ZIP 62281These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.152

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.4,520
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.126 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,643
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,312
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

408 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Saint Jacob 62281
  • Costs more per square foot than 83% of homes in Madison County
  • Smaller than 81% of homes in Saint Jacob 62281
  • Has a smaller lot than 82% of homes in Saint Jacob 62281
  • Older than 69% of homes in Saint Jacob 62281

What homes are worth in Saint Jacob 62281

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$763K

This home is worth more than 18% of homes in Saint Jacob 62281.

How it measures up in Saint Jacob 62281

The dot is this home. The mark in the middle is the typical home in Saint Jacob 62281.

Estimated value$238,726
CheaperTypical $374,040Pricier

Pricier than 18% of homes nearby

Price per ft²$255
CheaperTypical $260Pricier

Pricier than 48% of homes nearby

Living area936 ft²
SmallerTypical 1,420 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.22 ac
SmallerTypical 0.52 acBigger

Bigger than 18% of homes nearby

Year built1976
OlderTypical 1997Newer

Newer than 31% of homes nearby

How 408 Elm St ranks against every home in each area.
MeasureThis homeSaint Jacob 62281Madison County
Estimated valuepricier than$238,72618% of homes64% of homes
Price per ft²pricier than$25548% of homes83% of homes
Living areabigger than936 ft²19% of homes29% of homes
Lot sizebigger than0.22 ac18% of homes41% of homes
Year builtnewer than197631% of homes63% of homes

About 408 Elm St

How much is 408 Elm St, Saint Jacob, IL worth?

The TopHap Estimate for 408 Elm St, Saint Jacob, IL is $238,726 as of Aug 30, 2026. The likely range is $201,047 to $276,405. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 408 Elm St, Saint Jacob, IL last sell?

408 Elm St, Saint Jacob, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 408 Elm St, Saint Jacob, IL?

408 Elm St, Saint Jacob, IL has 3 bedrooms, 2 bathrooms, 936 square feet of living space and a 0.22-acre lot.

When was 408 Elm St, Saint Jacob, IL built?

408 Elm St, Saint Jacob, IL was built in 1976, making it 50 years old. It is a bi-level home. The building has 2 stories.

What schools serve 408 Elm St, Saint Jacob, IL?

408 Elm St, Saint Jacob, IL is assigned to St. Jacob Elementary School (elementary), rated A; Triad Middle School (middle), rated B; Triad High School (high), rated A. All sit in Triad Community Unit School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 408 Elm St, Saint Jacob, IL compare to other homes in Saint Jacob 62281?

Among the 1,104 homes in Saint Jacob 62281, it is worth more than 18% of them ($238,726 against a typical $374,040), its price per square foot is higher than 48% of them ($255 against a typical $260), it is bigger than 19% of them (936 ft² against a typical 1,420 ft²), its lot is bigger than 18% of them (0.22 ac against a typical 0.52 ac) and it is newer than 31% of them (1976 against a typical 1997). Measured against all of Madison County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 408 Elm St, Saint Jacob, IL?

The 2025 property tax bill for 408 Elm St, Saint Jacob, IL was $4,738. The county assessed it at $71,690.

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