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Single Family ResidenceResidential
$563,431$296 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $560,000 on Nov 3, 2025

408 KELLY ST

DESTIN, FL 32541
3
Beds
2
Baths
1,906 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$563K
$496K low$630K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$560,000 · Nov 3, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,895 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$372,949 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$362,438
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$549,659

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOkaloosa
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²Porch · 108 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Destin Elementary SchoolA+
Elementary · Grades PK–4 · 0.6 mi
M
Destin Middle SchoolA
Middle · Grades 5–8 · 4.6 mi
H
Fort Walton Beach High SchoolC+
High · Grades 9–12 · 8.3 mi

District: Okaloosa County School District

Neighborhood · ZIP 32541These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.62%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,561
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,346 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,785
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,722
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

408 Kelly St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Okaloosa County
  • Costs more per square foot than 80% of homes in Okaloosa County
  • Has a smaller lot than 80% of homes in Okaloosa County
  • Newer than 92% of homes in Destin 32541

What homes are worth in Destin 32541

Each bar is how many homes fall in that price range. The marker is this home.

This home
$190K$2.9M

This home is worth more than 48% of homes in Destin 32541.

How it measures up in Destin 32541

The dot is this home. The mark in the middle is the typical home in Destin 32541.

Estimated value$563,431
CheaperTypical $580,652Pricier

Pricier than 48% of homes nearby

Price per ft²$296
CheaperTypical $403Pricier

Pricier than 28% of homes nearby

Living area1,906 ft²
SmallerTypical 1,590 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.17 ac
SmallerTypical 0.4 acBigger

Bigger than 27% of homes nearby

Year built2014
OlderTypical 1996Newer

Newer than 92% of homes nearby

How 408 Kelly St ranks against every home in each area.
MeasureThis homeDestin 32541Okaloosa County
Estimated valuepricier than$563,43148% of homes81% of homes
Price per ft²pricier than$29628% of homes80% of homes
Living areabigger than1,906 ft²63% of homes64% of homes
Lot sizebigger than0.17 ac27% of homes20% of homes
Year builtnewer than201492% of homes86% of homes

About 408 Kelly St

How much is 408 Kelly St, Destin, FL worth?

The TopHap Estimate for 408 Kelly St, Destin, FL is $563,431 as of Sep 24, 2026. The likely range is $496,397 to $630,465. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 408 Kelly St, Destin, FL last sell?

408 Kelly St, Destin, FL last sold on Nov 3, 2025 for $560,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 408 Kelly St, Destin, FL?

408 Kelly St, Destin, FL has 3 bedrooms, 2 bathrooms, 1,906 square feet of living space and a 0.17-acre lot.

When was 408 Kelly St, Destin, FL built?

408 Kelly St, Destin, FL was built in 2014, making it 12 years old. The building has 1 story.

What schools serve 408 Kelly St, Destin, FL?

408 Kelly St, Destin, FL is assigned to Destin Elementary School (elementary), rated A+; Destin Middle School (middle), rated A; Fort Walton Beach High School (high), rated C+. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 408 Kelly St, Destin, FL compare to other homes in Destin 32541?

Among the 16,803 homes in Destin 32541, it is worth more than 48% of them ($563,431 against a typical $580,652), its price per square foot is higher than 28% of them ($296 against a typical $403), it is bigger than 63% of them (1,906 ft² against a typical 1,590 ft²), its lot is bigger than 27% of them (0.17 ac against a typical 0.4 ac) and it is newer than 92% of them (2014 against a typical 1996). Measured against all of Okaloosa County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 408 Kelly St, Destin, FL?

The 2025 property tax bill for 408 Kelly St, Destin, FL was $3,895. The county assessed it at $372,949.

More homes on Kelly St

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Assigned schools

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