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Single Family ResidenceResidential
$612,401$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

408 S COMMERCE ST

NATCHEZ, MS 39120
2 / 1
Baths
3,452 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1900
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$612K
$556K low$669K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,843 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,666 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,230
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,660

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAdams
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 224 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Elementary SchoolD+
Elementary · Grades PK–1 · 1.8 mi
H
Natchez High SchoolC
High · Grades 9–12 · 2.3 mi

District: Natchez-Adams School District

Neighborhood · ZIP 39120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.28,272
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,041
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,200
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

408 S Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Natchez 39120
  • Costs more per square foot than 89% of homes in Natchez 39120
  • Bigger than 97% of homes in Natchez 39120
  • Older than 95% of homes in Natchez 39120

What homes are worth in Natchez 39120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$661K

This home is worth more than 98% of homes in Natchez 39120.

How it measures up in Natchez 39120

The dot is this home. The mark in the middle is the typical home in Natchez 39120.

Estimated value$612,401
CheaperTypical $131,295Pricier

Pricier than 98% of homes nearby

Price per ft²$177
CheaperTypical $94Pricier

Pricier than 89% of homes nearby

Living area3,452 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 97% of homes nearby

Year built1900
OlderTypical 1964Newer

Newer than 5% of homes nearby

How 408 S Commerce St ranks against every home in each area.
MeasureThis homeNatchez 39120
Estimated valuepricier than$612,40198% of homes
Price per ft²pricier than$17789% of homes
Living areabigger than3,452 ft²97% of homes
Year builtnewer than19005% of homes

About 408 S Commerce St

How much is 408 S Commerce St, Natchez, MS worth?

The TopHap Estimate for 408 S Commerce St, Natchez, MS is $612,401 as of Jul 14, 2026. The likely range is $555,574 to $669,228. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 408 S Commerce St, Natchez, MS last sell?

408 S Commerce St, Natchez, MS last sold on Oct 31, 2011, according to the county's recorded deed.

How big is 408 S Commerce St, Natchez, MS?

408 S Commerce St, Natchez, MS has 2 bathrooms and 3,452 square feet of living space.

When was 408 S Commerce St, Natchez, MS built?

408 S Commerce St, Natchez, MS was built in 1900, making it 126 years old.

What schools serve 408 S Commerce St, Natchez, MS?

408 S Commerce St, Natchez, MS is assigned to West Elementary School (elementary), rated D+; Natchez High School (high), rated C. All sit in Natchez-Adams School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 408 S Commerce St, Natchez, MS compare to other homes in Natchez 39120?

Among the 12,254 homes in Natchez 39120, it is worth more than 98% of them ($612,401 against a typical $131,295), its price per square foot is higher than 89% of them ($177 against a typical $94), it is bigger than 97% of them (3,452 ft² against a typical 1,344 ft²) and it is newer than 5% of them (1900 against a typical 1964). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 408 S Commerce St, Natchez, MS?

The 2025 property tax bill for 408 S Commerce St, Natchez, MS was $1,843. The county assessed it at $25,666.

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