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Single Family ResidenceResidential
$193,425$199 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

408 SPENCER ST

BETHALTO, IL 62010
3
Beds
1
Baths
974 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$193K
$180K low$207K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,832 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,380 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,650
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,730
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$42,940
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$118,140

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMADISON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1955
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bethalto East Primary School
Elementary · Grades PK–1 · 0.6 mi
M
Trimpe Middle SchoolC+
Middle · Grades 6–8 · 0.7 mi
H
Civic Memorial High SchoolA+
High · Grades 9–12 · 1.1 mi

District: Bethalto Consolidated Unit School District 8

Neighborhood · ZIP 62010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.126

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.10,805
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.451 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,435
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,888
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

408 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 70% of homes in Bethalto 62010
  • Smaller than 71% of homes in Bethalto 62010
  • Older than 80% of homes in Bethalto 62010

What homes are worth in Bethalto 62010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$495K

This home is worth more than 49% of homes in Bethalto 62010.

How it measures up in Bethalto 62010

The dot is this home. The mark in the middle is the typical home in Bethalto 62010.

Estimated value$193,425
CheaperTypical $195,872Pricier

Pricier than 49% of homes nearby

Price per ft²$199
CheaperTypical $169Pricier

Pricier than 70% of homes nearby

Living area974 ft²
SmallerTypical 1,160 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.25 ac
SmallerTypical 0.26 acBigger

Bigger than 47% of homes nearby

Year built1950
OlderTypical 1971Newer

Newer than 20% of homes nearby

How 408 Spencer St ranks against every home in each area.
MeasureThis homeBethalto 62010Madison County
Estimated valuepricier than$193,42549% of homes53% of homes
Price per ft²pricier than$19970% of homes67% of homes
Living areabigger than974 ft²29% of homes33% of homes
Lot sizebigger than0.25 ac47% of homes48% of homes
Year builtnewer than195020% of homes32% of homes

About 408 Spencer St

How much is 408 Spencer St, Bethalto, IL worth?

The TopHap Estimate for 408 Spencer St, Bethalto, IL is $193,425 as of Aug 30, 2026. The likely range is $179,957 to $206,893. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 408 Spencer St, Bethalto, IL last sell?

408 Spencer St, Bethalto, IL last sold on Jan 21, 2026, according to the county's recorded deed.

How big is 408 Spencer St, Bethalto, IL?

408 Spencer St, Bethalto, IL has 3 bedrooms, 1 bathrooms, 974 square feet of living space and a 0.25-acre lot.

When was 408 Spencer St, Bethalto, IL built?

408 Spencer St, Bethalto, IL was built in 1950, making it 76 years old. It is a conventional home. The building has 1 story.

What schools serve 408 Spencer St, Bethalto, IL?

408 Spencer St, Bethalto, IL is assigned to Bethalto East Primary School (elementary); Trimpe Middle School (middle), rated C+; Civic Memorial High School (high), rated A+. All sit in Bethalto Consolidated Unit School District 8. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 408 Spencer St, Bethalto, IL compare to other homes in Bethalto 62010?

Among the 4,176 homes in Bethalto 62010, it is worth more than 49% of them ($193,425 against a typical $195,872), its price per square foot is higher than 70% of them ($199 against a typical $169), it is bigger than 29% of them (974 ft² against a typical 1,160 ft²), its lot is bigger than 47% of them (0.25 ac against a typical 0.26 ac) and it is newer than 20% of them (1950 against a typical 1971). Measured against all of Madison County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 408 Spencer St, Bethalto, IL?

The 2025 property tax bill for 408 Spencer St, Bethalto, IL was $1,832. The county assessed it at $39,380.

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Assigned schools

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