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Single Family ResidenceResidential
$89,566$70 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

408 SPRUCE

LOCKNEY, TX 79241
0
Baths
1,278 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.

Valuation

$90K
$83K low$96K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,024 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,860 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,660
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$70,860

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
26
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFloyd

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lockney High SchoolB-
High · Grades 9–12 · 0.1 mi
M
Lockney Jr High SchoolB-
Middle · Grades 6–8 · 0.1 mi
E
Lockney Elementary SchoolD
Elementary · Grades PK–5 · 0.3 mi

District: Lockney Independent School District

Neighborhood · ZIP 79241These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,747
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,959
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,470
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.22 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

408 Spruce measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in Lockney 79241

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$330K

This home is worth more than 47% of homes in Lockney 79241.

How it measures up in Lockney 79241

The dot is this home. The mark in the middle is the typical home in Lockney 79241.

Estimated value$89,566
CheaperTypical $96,264Pricier

Pricier than 47% of homes nearby

Price per ft²$70
CheaperTypical $68Pricier

Pricier than 54% of homes nearby

Living area1,278 ft²
SmallerTypical 1,453 ft²Bigger

Bigger than 37% of homes nearby

How 408 Spruce ranks against every home in each area.
MeasureThis homeLockney 79241Floyd County
Estimated valuepricier than$89,56647% of homes48% of homes
Price per ft²pricier than$7054% of homes48% of homes
Living areabigger than1,278 ft²37% of homes42% of homes

About 408 Spruce

How much is 408 Spruce, Lockney, TX worth?

The TopHap Estimate for 408 Spruce, Lockney, TX is $89,566 as of Aug 30, 2026. The likely range is $83,479 to $95,653. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 408 Spruce, Lockney, TX last sell?

408 Spruce, Lockney, TX last sold on Jul 14, 2009, according to the county's recorded deed.

What schools serve 408 Spruce, Lockney, TX?

408 Spruce, Lockney, TX is assigned to Lockney High School (high), rated B-; Lockney Jr High School (middle), rated B-; Lockney Elementary School (elementary), rated D. All sit in Lockney Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 408 Spruce, Lockney, TX compare to other homes in Lockney 79241?

Among the 907 homes in Lockney 79241, it is worth more than 47% of them ($89,566 against a typical $96,264), its price per square foot is higher than 54% of them ($70 against a typical $68) and it is bigger than 37% of them (1,278 ft² against a typical 1,453 ft²). Measured against all of Floyd County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 408 Spruce, Lockney, TX?

The 2025 property tax bill for 408 Spruce, Lockney, TX was $1,024. The county assessed it at $70,860.

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