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Single Family ResidenceResidential
$337,654$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $315,000 on Oct 30, 2025

4081 GAMBLE RD

MONTICELLO, FL 32344
3
Beds
2
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$338K
$310K low$365K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$315,000 · Oct 30, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,879 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$189,440 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$149,190
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$95,852
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$189,440

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyJEFFERSON
Lot (acres)The size of the land the home sits on, from county records.5.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 96 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jefferson Schools K-12D
Elementary · Grades PK–12 · 8.4 mi
M
Babies/Tap
Middle · Grades 6–12 · 8.4 mi

District: Jefferson County School District

Neighborhood · ZIP 32344These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.14,164
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,552
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4081 Gamble Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 73% of homes in Monticello 32344
  • Has a bigger lot than 70% of homes in Monticello 32344
  • Newer than 76% of homes in Monticello 32344

What homes are worth in Monticello 32344

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$841K

This home is worth more than 59% of homes in Monticello 32344.

How it measures up in Monticello 32344

The dot is this home. The mark in the middle is the typical home in Monticello 32344.

Estimated value$337,654
CheaperTypical $300,116Pricier

Pricier than 59% of homes nearby

Price per ft²$232
CheaperTypical $176Pricier

Pricier than 73% of homes nearby

Living area1,456 ft²
SmallerTypical 1,572 ft²Bigger

Bigger than 44% of homes nearby

Lot size5 ac
SmallerTypical 2.44 acBigger

Bigger than 70% of homes nearby

Year built2005
OlderTypical 1992Newer

Newer than 76% of homes nearby

How 4081 Gamble Rd ranks against every home in each area.
MeasureThis homeMonticello 32344
Estimated valuepricier than$337,65459% of homes
Price per ft²pricier than$23273% of homes
Living areabigger than1,456 ft²44% of homes
Lot sizebigger than5 ac70% of homes
Year builtnewer than200576% of homes

About 4081 Gamble Rd

How much is 4081 Gamble Rd, Monticello, FL worth?

The TopHap Estimate for 4081 Gamble Rd, Monticello, FL is $337,654 as of Oct 21, 2026. The likely range is $309,850 to $365,458. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4081 Gamble Rd, Monticello, FL last sell?

4081 Gamble Rd, Monticello, FL last sold on Oct 30, 2025 for $315,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4081 Gamble Rd, Monticello, FL?

4081 Gamble Rd, Monticello, FL has 3 bedrooms, 2 bathrooms, 1,456 square feet of living space and a 5.00-acre lot.

When was 4081 Gamble Rd, Monticello, FL built?

4081 Gamble Rd, Monticello, FL was built in 2005, making it 21 years old. It is a modular home. The building has 2 stories.

What schools serve 4081 Gamble Rd, Monticello, FL?

4081 Gamble Rd, Monticello, FL is assigned to Jefferson Schools K-12 (elementary), rated D; Babies/Tap (middle). All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4081 Gamble Rd, Monticello, FL compare to other homes in Monticello 32344?

Among the 4,839 homes in Monticello 32344, it is worth more than 59% of them ($337,654 against a typical $300,116), its price per square foot is higher than 73% of them ($232 against a typical $176), it is bigger than 44% of them (1,456 ft² against a typical 1,572 ft²), its lot is bigger than 70% of them (5 ac against a typical 2.44 ac) and it is newer than 76% of them (2005 against a typical 1992). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4081 Gamble Rd, Monticello, FL?

The 2025 property tax bill for 4081 Gamble Rd, Monticello, FL was $2,879. The county assessed it at $189,440.

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