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Single Family ResidenceResidential
$565,945$289 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4085 S RIVERSIDE DR

LANEXA, VA 23089
2 / 1
Baths
1,960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$566K
$526K low$606K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$401,390
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$321,112
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$104,555
WELLS FARGO BANK · E · recorded Apr 7, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
BANK OF AMERICA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,867 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$586,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$258,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$328,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$586,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$586,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.76%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJames City
Lot (acres)The size of the land the home sits on, from county records.0.31
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 540 ft²Patio · 540 ft²Porch · 120 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Toano Middle SchoolB
Middle · Grades 6–8 · 5.2 mi
E
J. Blaine Blayton Elementary SchoolB-
Elementary · Grades PK–5 · 5.2 mi
H
Warhill High SchoolB
High · Grades 9–12 · 7.8 mi

District: Williamsburg - James City County Public Schools

Neighborhood · ZIP 23089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,674
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.77 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,178
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,808
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4085 S Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Lanexa 23089
  • Costs more per square foot than 89% of homes in James City County
  • Has a smaller lot than 95% of homes in Lanexa 23089
  • Older than 89% of homes in James City County

What homes are worth in Lanexa 23089

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$928K

This home is worth more than 79% of homes in Lanexa 23089.

How it measures up in Lanexa 23089

The dot is this home. The mark in the middle is the typical home in Lanexa 23089.

Estimated value$565,945
CheaperTypical $379,901Pricier

Pricier than 79% of homes nearby

Price per ft²$289
CheaperTypical $212Pricier

Pricier than 83% of homes nearby

Living area1,960 ft²
SmallerTypical 1,734 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.31 ac
SmallerTypical 1.53 acBigger

Bigger than 5% of homes nearby

Year built1975
OlderTypical 1989Newer

Newer than 29% of homes nearby

How 4085 S Riverside Dr ranks against every home in each area.
MeasureThis homeLanexa 23089James City County
Estimated valuepricier than$565,94579% of homes64% of homes
Price per ft²pricier than$28983% of homes89% of homes
Living areabigger than1,960 ft²60% of homes39% of homes
Lot sizebigger than0.31 ac5% of homes45% of homes
Year builtnewer than197529% of homes11% of homes

About 4085 S Riverside Dr

How much is 4085 S Riverside Dr, Lanexa, VA worth?

The TopHap Estimate for 4085 S Riverside Dr, Lanexa, VA is $565,945 as of Jul 14, 2026. The likely range is $525,822 to $606,068. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4085 S Riverside Dr, Lanexa, VA last sell?

4085 S Riverside Dr, Lanexa, VA last sold on Mar 19, 1993, according to the county's recorded deed.

How big is 4085 S Riverside Dr, Lanexa, VA?

4085 S Riverside Dr, Lanexa, VA has 2 bathrooms, 1,960 square feet of living space and a 0.31-acre lot.

When was 4085 S Riverside Dr, Lanexa, VA built?

4085 S Riverside Dr, Lanexa, VA was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 4085 S Riverside Dr, Lanexa, VA?

4085 S Riverside Dr, Lanexa, VA is assigned to Toano Middle School (middle), rated B; J. Blaine Blayton Elementary School (elementary), rated B-; Warhill High School (high), rated B. All sit in Williamsburg - James City County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4085 S Riverside Dr, Lanexa, VA compare to other homes in Lanexa 23089?

Among the 2,354 homes in Lanexa 23089, it is worth more than 79% of them ($565,945 against a typical $379,901), its price per square foot is higher than 83% of them ($289 against a typical $212), it is bigger than 60% of them (1,960 ft² against a typical 1,734 ft²), its lot is bigger than 5% of them (0.31 ac against a typical 1.53 ac) and it is newer than 29% of them (1975 against a typical 1989). Measured against all of James City County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4085 S Riverside Dr, Lanexa, VA?

The 2025 property tax bill for 4085 S Riverside Dr, Lanexa, VA was $4,867. The county assessed it at $586,400.

Closest homes

More homes in Lanexa 23089

Assigned schools

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