Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,504,772$374 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

4089 40TH ST SW

ROCHESTER, MN 55902
4
Beds
4.5
Baths
4,022 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.43 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.3M low$1.7M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,764 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,515,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$250,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,265,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,440,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,515,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.undetermined

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOLMSTED
Lot (acres)The size of the land the home sits on, from county records.3.43
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 40 ft²Pool housePorch · 260 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bamber Valley Elementary SchoolA-
Elementary · Grades PK–5 · 2.0 mi
M
Willow Creek Middle SchoolB-
Middle · Grades 6–8 · 4.3 mi
H
Mayo High SchoolA
High · Grades 9–12 · 4.6 mi

District: Rochester Public School District

Neighborhood · ZIP 55902These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.26,266
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.635 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$122,949
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$170,465
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4089 40th St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Olmsted County
  • Costs more per square foot than 96% of homes in Olmsted County
  • Bigger than 98% of homes in Olmsted County
  • Has a bigger lot than 95% of homes in Rochester 55902
  • Newer than 95% of homes in Rochester 55902

What homes are worth in Rochester 55902

Each bar is how many homes fall in that price range. The marker is this home.

This home
$133K$1.3M

This home is worth more than almost all homes in Rochester 55902.

How it measures up in Rochester 55902

The dot is this home. The mark in the middle is the typical home in Rochester 55902.

Estimated value$1,504,772
CheaperTypical $412,576Pricier

Pricier than almost all homes nearby

Price per ft²$374
CheaperTypical $232Pricier

Pricier than 92% of homes nearby

Living area4,022 ft²
SmallerTypical 1,832 ft²Bigger

Bigger than 95% of homes nearby

Lot size3.43 ac
SmallerTypical 0.29 acBigger

Bigger than 95% of homes nearby

Year built2018
OlderTypical 1991Newer

Newer than 95% of homes nearby

How 4089 40th St Sw ranks against every home in each area.
MeasureThis homeRochester 55902Olmsted County
Estimated valuepricier than$1,504,772almost all homesalmost all homes
Price per ft²pricier than$37492% of homes96% of homes
Living areabigger than4,022 ft²95% of homes98% of homes
Lot sizebigger than3.43 ac95% of homes94% of homes
Year builtnewer than201895% of homes95% of homes

About 4089 40th St Sw

How much is 4089 40th St Sw, Rochester, MN worth?

The TopHap Estimate for 4089 40th St Sw, Rochester, MN is $1,504,772 as of Aug 30, 2026. The likely range is $1,277,960 to $1,731,584. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4089 40th St Sw, Rochester, MN last sell?

4089 40th St Sw, Rochester, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4089 40th St Sw, Rochester, MN?

4089 40th St Sw, Rochester, MN has 4 bedrooms, 4.5 bathrooms, 4,022 square feet of living space and a 3.43-acre lot.

When was 4089 40th St Sw, Rochester, MN built?

4089 40th St Sw, Rochester, MN was built in 2018, making it 8 years old. The building has 2 stories.

What schools serve 4089 40th St Sw, Rochester, MN?

4089 40th St Sw, Rochester, MN is assigned to Bamber Valley Elementary School (elementary), rated A-; Willow Creek Middle School (middle), rated B-; Mayo High School (high), rated A. All sit in Rochester Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4089 40th St Sw, Rochester, MN compare to other homes in Rochester 55902?

Among the 9,331 homes in Rochester 55902, it is worth more than almost all of them ($1,504,772 against a typical $412,576), its price per square foot is higher than 92% of them ($374 against a typical $232), it is bigger than 95% of them (4,022 ft² against a typical 1,832 ft²), its lot is bigger than 95% of them (3.43 ac against a typical 0.29 ac) and it is newer than 95% of them (2018 against a typical 1991). Measured against all of Olmsted County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4089 40th St Sw, Rochester, MN?

The 2026 property tax bill for 4089 40th St Sw, Rochester, MN was $17,764. The county assessed it at $1,515,800.

More homes on 40th St Sw

Closest homes

More homes in Rochester 55902

Assigned schools

Explore the area

See this home in context

Open 4089 40th St Sw on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map