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Single Family ResidenceResidential
$123,082$134 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $120,000 on Dec 23, 2025

4089 N RIVER RD

FORT GRATIOT, MI 48059
1
Beds
1
Baths
918 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.58 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$123K
$96K low$151K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$120,000 · Dec 23, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,740 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$94,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$189,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyST. CLAIR
Lot (acres)The size of the land the home sits on, from county records.2.58
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Thomas Edison Elementary SchoolA-
Elementary · Grades PK–5 · 0.7 mi
M
Fort Gratiot Middle SchoolB
Middle · Grades 6–8 · 1.9 mi
H
Port Huron Northern High SchoolC-
High · Grades 9–12 · 2.9 mi

District: Port Huron Area School District

Neighborhood · ZIP 48059These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.15,261
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.396 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,693
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,346
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4089 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Fort Gratiot 48059
  • Costs less per square foot than 81% of homes in Fort Gratiot 48059
  • Smaller than 94% of homes in Fort Gratiot 48059
  • Has a bigger lot than 89% of homes in Fort Gratiot 48059
  • Older than 93% of homes in Fort Gratiot 48059

What homes are worth in Fort Gratiot 48059

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$985K

This home is worth more than 4% of homes in Fort Gratiot 48059.

How it measures up in Fort Gratiot 48059

The dot is this home. The mark in the middle is the typical home in Fort Gratiot 48059.

Estimated value$123,082
CheaperTypical $266,921Pricier

Pricier than 4% of homes nearby

Price per ft²$134
CheaperTypical $165Pricier

Pricier than 19% of homes nearby

Living area918 ft²
SmallerTypical 1,610 ft²Bigger

Bigger than 6% of homes nearby

Lot size2.58 ac
SmallerTypical 0.49 acBigger

Bigger than 89% of homes nearby

Year built1930
OlderTypical 1978Newer

Newer than 7% of homes nearby

How 4089 N River Rd ranks against every home in each area.
MeasureThis homeFort Gratiot 48059St. Clair County
Estimated valuepricier than$123,0824% of homes13% of homes
Price per ft²pricier than$13419% of homes29% of homes
Living areabigger than918 ft²6% of homes8% of homes
Lot sizebigger than2.58 ac89% of homes76% of homes
Year builtnewer than19307% of homes18% of homes

About 4089 N River Rd

How much is 4089 N River Rd, Fort Gratiot, MI worth?

The TopHap Estimate for 4089 N River Rd, Fort Gratiot, MI is $123,082 as of Sep 24, 2026. The likely range is $95,521 to $150,643. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4089 N River Rd, Fort Gratiot, MI last sell?

4089 N River Rd, Fort Gratiot, MI last sold on Dec 23, 2025 for $120,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4089 N River Rd, Fort Gratiot, MI?

4089 N River Rd, Fort Gratiot, MI has 1 bedrooms, 1 bathrooms, 918 square feet of living space and a 2.58-acre lot.

When was 4089 N River Rd, Fort Gratiot, MI built?

4089 N River Rd, Fort Gratiot, MI was built in 1930, making it 96 years old. It is a ranch home.

What schools serve 4089 N River Rd, Fort Gratiot, MI?

4089 N River Rd, Fort Gratiot, MI is assigned to Thomas Edison Elementary School (elementary), rated A-; Fort Gratiot Middle School (middle), rated B; Port Huron Northern High School (high), rated C-. All sit in Port Huron Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4089 N River Rd, Fort Gratiot, MI compare to other homes in Fort Gratiot 48059?

Among the 6,189 homes in Fort Gratiot 48059, it is worth more than 4% of them ($123,082 against a typical $266,921), its price per square foot is higher than 19% of them ($134 against a typical $165), it is bigger than 6% of them (918 ft² against a typical 1,610 ft²), its lot is bigger than 89% of them (2.58 ac against a typical 0.49 ac) and it is newer than 7% of them (1930 against a typical 1978). Measured against all of St. Clair County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4089 N River Rd, Fort Gratiot, MI?

The 2025 property tax bill for 4089 N River Rd, Fort Gratiot, MI was $3,740. The county assessed it at $94,900.

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