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Single Family ResidenceResidential
$1,190,955$608 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $330,000 on Jul 2, 2009

409 BAY PALMS DR

HOLMES BEACH, FL 34217
3
Beds
2
Baths
1,960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.2M
$1M low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$330,000 · Jul 2, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,396 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$892,073 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$556,153
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$912,721

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.101 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMANATEE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1982
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Island
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 356 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Anna Maria Elementary SchoolA+
Elementary · Grades PK–5 · 1.1 mi
M
Martha B. King Middle SchoolC
Middle · Grades 6–8 · 5.1 mi
H
Manatee High SchoolC
High · Grades 9–12 · 7.9 mi

District: Manatee County School District

Neighborhood · ZIP 34217These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.182
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.42%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.5,024
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.632 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,720
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,163
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Bay Palms Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Manatee County
  • Costs more per square foot than 95% of homes in Manatee County
  • Bigger than 75% of homes in Bradenton Beach 34217
  • Has a smaller lot than 74% of homes in Holmes Beach
  • Older than 89% of homes in Manatee County

What homes are worth in Bradenton Beach 34217

Each bar is how many homes fall in that price range. The marker is this home.

This home
$341K$4.3M

This home is worth more than 64% of homes in Bradenton Beach 34217.

How it measures up in Bradenton Beach 34217

The dot is this home. The mark in the middle is the typical home in Bradenton Beach 34217.

Estimated value$1,190,955
CheaperTypical $890,000Pricier

Pricier than 64% of homes nearby

Price per ft²$608
CheaperTypical $698Pricier

Pricier than 35% of homes nearby

Living area1,960 ft²
SmallerTypical 1,314 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.18 ac
SmallerTypical 0.25 acBigger

Bigger than 29% of homes nearby

Year built1966
OlderTypical 1978Newer

Newer than 19% of homes nearby

How 409 Bay Palms Dr ranks against every home in each area.
MeasureThis homeHolmes BeachBradenton Beach 34217Manatee County
Estimated valuepricier than$1,190,95557% of homes64% of homes95% of homes
Price per ft²pricier than$60833% of homes35% of homes95% of homes
Living areabigger than1,960 ft²70% of homes75% of homes63% of homes
Lot sizebigger than0.18 ac26% of homes29% of homes39% of homes
Year builtnewer than196620% of homes19% of homes11% of homes

About 409 Bay Palms Dr

How much is 409 Bay Palms Dr, Holmes Beach, FL worth?

The TopHap Estimate for 409 Bay Palms Dr, Holmes Beach, FL is $1,190,955 as of Sep 24, 2026. The likely range is $1,042,939 to $1,338,971. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Bay Palms Dr, Holmes Beach, FL last sell?

409 Bay Palms Dr, Holmes Beach, FL last sold on Jul 2, 2009 for $330,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 409 Bay Palms Dr, Holmes Beach, FL?

409 Bay Palms Dr, Holmes Beach, FL has 3 bedrooms, 2 bathrooms, 1,960 square feet of living space and a 0.18-acre lot.

When was 409 Bay Palms Dr, Holmes Beach, FL built?

409 Bay Palms Dr, Holmes Beach, FL was built in 1966, making it 60 years old. The building has 1 story.

What schools serve 409 Bay Palms Dr, Holmes Beach, FL?

409 Bay Palms Dr, Holmes Beach, FL is assigned to Anna Maria Elementary School (elementary), rated A+; Martha B. King Middle School (middle), rated C; Manatee High School (high), rated C. All sit in Manatee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Bay Palms Dr, Holmes Beach, FL compare to other homes in Bradenton Beach 34217?

Among the 5,329 homes in Bradenton Beach 34217, it is worth more than 64% of them ($1,190,955 against a typical $890,000), its price per square foot is higher than 35% of them ($608 against a typical $698), it is bigger than 75% of them (1,960 ft² against a typical 1,314 ft²), its lot is bigger than 29% of them (0.18 ac against a typical 0.25 ac) and it is newer than 19% of them (1966 against a typical 1978). Measured against all of Manatee County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Bay Palms Dr, Holmes Beach, FL?

The 2025 property tax bill for 409 Bay Palms Dr, Holmes Beach, FL was $9,396. The county assessed it at $892,073.

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