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Single Family ResidenceResidential
$70,303$51 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $55,000 on Aug 9, 2024

409 CHARLES ST

ELKHART, IN 46516
3
Beds
1
Baths
1,384 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$70K
$61K low$80K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$55,000 · Aug 9, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,168 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$74,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$56,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$74,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyElkhart
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 325 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary Beck Elementary SchoolD+
Elementary · Grades KG–6 · 0.3 mi
M
Pierre Moran Middle SchoolC-
Middle · Grades 7–8 · 0.8 mi
H
Elkhart High SchoolD-
High · Grades 9–12 · 2.9 mi

District: Elkhart Community Schools

Neighborhood · ZIP 46516These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.33,142
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,782 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,875
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,236
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Elkhart County
  • Among the lowest price per square foot in Elkhart County
  • Has a bigger lot than 83% of homes in Tipton Area
  • Older than 93% of homes in Elkhart County

What homes are worth in Elkhart 46516

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$510K

This home is worth more than 6% of homes in Elkhart 46516.

How it measures up in Elkhart 46516

The dot is this home. The mark in the middle is the typical home in Elkhart 46516.

Estimated value$70,303
CheaperTypical $170,938Pricier

Pricier than 6% of homes nearby

Price per ft²$51
CheaperTypical $138Pricier

Pricier than 6% of homes nearby

Living area1,384 ft²
SmallerTypical 1,389 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.22 ac
SmallerTypical 0.24 acBigger

Bigger than 48% of homes nearby

Year built1900
OlderTypical 1953Newer

Newer than 13% of homes nearby

How 409 Charles St ranks against every home in each area.
MeasureThis homeTipton AreaElkhart 46516Elkhart County
Estimated valuepricier than$70,30313% of homes6% of homesalmost no homes
Price per ft²pricier than$519% of homes6% of homesalmost no homes
Living areabigger than1,384 ft²51% of homes50% of homes38% of homes
Lot sizebigger than0.22 ac83% of homes48% of homes25% of homes
Year builtnewer than190025% of homes13% of homes7% of homes

About 409 Charles St

How much is 409 Charles St, Elkhart, IN worth?

The TopHap Estimate for 409 Charles St, Elkhart, IN is $70,303 as of Sep 24, 2026. The likely range is $60,939 to $79,667. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Charles St, Elkhart, IN last sell?

409 Charles St, Elkhart, IN last sold on Aug 9, 2024 for $55,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 409 Charles St, Elkhart, IN?

409 Charles St, Elkhart, IN has 3 bedrooms, 1 bathrooms, 1,384 square feet of living space and a 0.22-acre lot.

When was 409 Charles St, Elkhart, IN built?

409 Charles St, Elkhart, IN was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 409 Charles St, Elkhart, IN?

409 Charles St, Elkhart, IN is assigned to Mary Beck Elementary School (elementary), rated D+; Pierre Moran Middle School (middle), rated C-; Elkhart High School (high), rated D-. All sit in Elkhart Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Charles St, Elkhart, IN compare to other homes in Elkhart 46516?

Among the 10,582 homes in Elkhart 46516, it is worth more than 6% of them ($70,303 against a typical $170,938), its price per square foot is higher than 6% of them ($51 against a typical $138), it is bigger than 50% of them (1,384 ft² against a typical 1,389 ft²), its lot is bigger than 48% of them (0.22 ac against a typical 0.24 ac) and it is newer than 13% of them (1900 against a typical 1953). Measured against all of Elkhart County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Charles St, Elkhart, IN?

The 2024 property tax bill for 409 Charles St, Elkhart, IN was $1,168. The county assessed it at $74,300.

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