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Single Family ResidenceResidential
$193,191$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $120,000 on Nov 23, 2021

409 E COWLES ST

ENGLEWOOD, FL 34223
2
Beds
2
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$193K
$177K low$209K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$120,000 · Nov 23, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,237 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$136,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$96,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$141,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$136,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.94%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySARASOTA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Main Land
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Englewood Elementary SchoolA-
Elementary · Grades PK–5 · 0.9 mi
H
Lemon Bay High SchoolB-
High · Grades 9–12 · 2.3 mi
M
L. A. Ainger Middle SchoolB+
Middle · Grades 6–8 · 4.7 mi

District: Charlotte County School District

Neighborhood · ZIP 34223These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.19,758
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.581 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,631
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,357
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 E Cowles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Sarasota County
  • Costs less per square foot than 80% of homes in Englewood 34223
  • Smaller than 85% of homes in Sarasota County
  • Has a smaller lot than 77% of homes in Sarasota County

What homes are worth in Englewood 34223

Each bar is how many homes fall in that price range. The marker is this home.

This home
$122K$2M

This home is worth more than 12% of homes in Englewood 34223.

How it measures up in Englewood 34223

The dot is this home. The mark in the middle is the typical home in Englewood 34223.

Estimated value$193,191
CheaperTypical $387,386Pricier

Pricier than 12% of homes nearby

Price per ft²$183
CheaperTypical $239Pricier

Pricier than 20% of homes nearby

Living area1,056 ft²
SmallerTypical 1,475 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.16 ac
SmallerTypical 0.22 acBigger

Bigger than 35% of homes nearby

Year built1980
OlderTypical 1982Newer

Newer than 43% of homes nearby

How 409 E Cowles St ranks against every home in each area.
MeasureThis homeEnglewood 34223Sarasota County
Estimated valuepricier than$193,19112% of homes8% of homes
Price per ft²pricier than$18320% of homes20% of homes
Living areabigger than1,056 ft²19% of homes15% of homes
Lot sizebigger than0.16 ac35% of homes23% of homes
Year builtnewer than198043% of homes36% of homes

About 409 E Cowles St

How much is 409 E Cowles St, Englewood, FL worth?

The TopHap Estimate for 409 E Cowles St, Englewood, FL is $193,191 as of Oct 21, 2026. The likely range is $177,187 to $209,195. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 E Cowles St, Englewood, FL last sell?

409 E Cowles St, Englewood, FL last sold on Nov 23, 2021 for $120,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 409 E Cowles St, Englewood, FL?

409 E Cowles St, Englewood, FL has 2 bedrooms, 2 bathrooms, 1,056 square feet of living space and a 0.16-acre lot.

When was 409 E Cowles St, Englewood, FL built?

409 E Cowles St, Englewood, FL was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 409 E Cowles St, Englewood, FL?

409 E Cowles St, Englewood, FL is assigned to Englewood Elementary School (elementary), rated A-; Lemon Bay High School (high), rated B-; L. A. Ainger Middle School (middle), rated B+. All sit in Charlotte County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 E Cowles St, Englewood, FL compare to other homes in Englewood 34223?

Among the 13,693 homes in Englewood 34223, it is worth more than 12% of them ($193,191 against a typical $387,386), its price per square foot is higher than 20% of them ($183 against a typical $239), it is bigger than 19% of them (1,056 ft² against a typical 1,475 ft²), its lot is bigger than 35% of them (0.16 ac against a typical 0.22 ac) and it is newer than 43% of them (1980 against a typical 1982). Measured against all of Sarasota County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 E Cowles St, Englewood, FL?

The 2024 property tax bill for 409 E Cowles St, Englewood, FL was $2,237. The county assessed it at $136,400.

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