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Single Family ResidenceResidential
$95,430$113 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

409 E MONTGOMERY ST

GAFFNEY, SC 29340
0
Baths
841 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$95K
$72K low$119K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,166 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,810 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,210
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,810
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$46,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCherokee
Lot (acres)The size of the land the home sits on, from county records.0.24
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Limestone-Central Elementary SchoolD
Elementary · Grades PK–5 · 1.9 mi
H
Gaffney High SchoolD+
High · Grades 9–12 · 2.0 mi

District: Cherokee County School District

Neighborhood · ZIP 29340These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.21,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.132 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,520
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,363
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 E Montgomery St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Cherokee County
  • Costs less per square foot than 67% of homes in Cherokee County
  • Smaller than 92% of homes in Cherokee County
  • Has a smaller lot than 93% of homes in Cherokee County
  • Older than 89% of homes in Cherokee County

What homes are worth in Gaffney 29340

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$446K

This home is worth more than 22% of homes in Gaffney 29340.

How it measures up in Gaffney 29340

The dot is this home. The mark in the middle is the typical home in Gaffney 29340.

Estimated value$95,430
CheaperTypical $157,294Pricier

Pricier than 22% of homes nearby

Price per ft²$113
CheaperTypical $120Pricier

Pricier than 44% of homes nearby

Living area841 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.24 ac
SmallerTypical 0.73 acBigger

Bigger than 11% of homes nearby

Year built1948
OlderTypical 1975Newer

Newer than 16% of homes nearby

How 409 E Montgomery St ranks against every home in each area.
MeasureThis homeGaffney 29340Cherokee County
Estimated valuepricier than$95,43022% of homes15% of homes
Price per ft²pricier than$11344% of homes33% of homes
Living areabigger than841 ft²10% of homes8% of homes
Lot sizebigger than0.24 ac11% of homes7% of homes
Year builtnewer than194816% of homes11% of homes

About 409 E Montgomery St

How much is 409 E Montgomery St, Gaffney, SC worth?

The TopHap Estimate for 409 E Montgomery St, Gaffney, SC is $95,430 as of Aug 30, 2026. The likely range is $71,676 to $119,184. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 409 E Montgomery St, Gaffney, SC?

409 E Montgomery St, Gaffney, SC has 841 square feet of living space and a 0.24-acre lot.

When was 409 E Montgomery St, Gaffney, SC built?

409 E Montgomery St, Gaffney, SC was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 409 E Montgomery St, Gaffney, SC?

409 E Montgomery St, Gaffney, SC is assigned to Limestone-Central Elementary School (elementary), rated D; Gaffney High School (high), rated D+. All sit in Cherokee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 E Montgomery St, Gaffney, SC compare to other homes in Gaffney 29340?

Among the 8,040 homes in Gaffney 29340, it is worth more than 22% of them ($95,430 against a typical $157,294), its price per square foot is higher than 44% of them ($113 against a typical $120), it is bigger than 10% of them (841 ft² against a typical 1,300 ft²), its lot is bigger than 11% of them (0.24 ac against a typical 0.73 ac) and it is newer than 16% of them (1948 against a typical 1975). Measured against all of Cherokee County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 E Montgomery St, Gaffney, SC?

The 2025 property tax bill for 409 E Montgomery St, Gaffney, SC was $1,166. The county assessed it at $2,810.

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