Skip to content
Skip to content
TopHapOpen in map
Residential (General/Single)Residential
$103,957
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $13,500 on Mar 25, 2022

409 ELM ST

RICHMOND, KY 40475
0
Baths
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$104K
$94K low$114K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$13,500 · Mar 25, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$141 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$15,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.13
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Madison Central High SchoolA-
High · Grades 9–12 · 0.5 mi
M
Madison Middle SchoolB-
Middle · Grades 6–8 · 0.5 mi
E
Glenn Marshall Elementary SchoolB+
Elementary · Grades 1–5 · 1.8 mi

District: Madison County School District

Neighborhood · ZIP 40475These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.154
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.68,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.235 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,889
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,324
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Richmond 40475
  • Among the smallest lots in Madison County

What homes are worth in Richmond 40475

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$765K

This home is worth more than 6% of homes in Richmond 40475.

How it measures up in Richmond 40475

The dot is this home. The mark in the middle is the typical home in Richmond 40475.

Estimated value$103,957
CheaperTypical $275,490Pricier

Pricier than 6% of homes nearby

Lot size0.13 ac
SmallerTypical 1.02 acBigger

Bigger than 2% of homes nearby

How 409 Elm St ranks against every home in each area.
MeasureThis homeRichmond 40475Madison County
Estimated valuepricier than$103,9576% of homes8% of homes
Lot sizebigger than0.13 ac2% of homesalmost no homes

About 409 Elm St

How much is 409 Elm St, Richmond, KY worth?

The TopHap Estimate for 409 Elm St, Richmond, KY is $103,957 as of Sep 24, 2026. The likely range is $94,214 to $113,700. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Elm St, Richmond, KY last sell?

409 Elm St, Richmond, KY last sold on Mar 25, 2022 for $13,500, according to the county's recorded deed.

What schools serve 409 Elm St, Richmond, KY?

409 Elm St, Richmond, KY is assigned to Madison Central High School (high), rated A-; Madison Middle School (middle), rated B-; Glenn Marshall Elementary School (elementary), rated B+. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Elm St, Richmond, KY compare to other homes in Richmond 40475?

Among the 18,433 homes in Richmond 40475, it is worth more than 6% of them ($103,957 against a typical $275,490) and its lot is bigger than 2% of them (0.13 ac against a typical 1.02 ac). Measured against all of Madison County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Elm St, Richmond, KY?

The 2025 property tax bill for 409 Elm St, Richmond, KY was $141. The county assessed it at $15,000.

More homes on Elm St

Closest homes

More homes in Richmond 40475

Assigned schools

Explore the area

See this home in context

Open 409 Elm St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map