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Single Family ResidenceResidential
$290,051$172 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $79,000 on Aug 17, 2010

409 FERNANDEZ ST

WINTER HAVEN, FL 33880
3
Beds
2
Baths
1,688 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.77 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$290K
$271K low$309K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$79,000 · Aug 17, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,064 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$125,808 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$122,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$223,499

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.78
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 176 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lake Region Senior HighD
High · Grades 9–12 · 3.9 mi
E
Alturas Elementary SchoolB-
Elementary · Grades PK–5 · 3.9 mi
M
Westwood Middle SchoolC
Middle · Grades 6–8 · 7.6 mi

District: Polk County School District

Neighborhood · ZIP 33880These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.229
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.49,339
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,232 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,114
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,660
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Fernandez St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Winter Haven 33880
  • Costs more per square foot than 66% of homes in Winter Haven 33880
  • Bigger than 67% of homes in Winter Haven 33880
  • Has a bigger lot than 90% of homes in Winter Haven 33880
  • Newer than 81% of homes in Winter Haven 33880

What homes are worth in Winter Haven 33880

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$540K

This home is worth more than 71% of homes in Winter Haven 33880.

How it measures up in Winter Haven 33880

The dot is this home. The mark in the middle is the typical home in Winter Haven 33880.

Estimated value$290,051
CheaperTypical $242,061Pricier

Pricier than 71% of homes nearby

Price per ft²$172
CheaperTypical $161Pricier

Pricier than 66% of homes nearby

Living area1,688 ft²
SmallerTypical 1,420 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.77 ac
SmallerTypical 0.22 acBigger

Bigger than 90% of homes nearby

Year built2006
OlderTypical 1984Newer

Newer than 81% of homes nearby

How 409 Fernandez St ranks against every home in each area.
MeasureThis homeWinter Haven 33880Polk County
Estimated valuepricier than$290,05171% of homes47% of homes
Price per ft²pricier than$17266% of homes46% of homes
Living areabigger than1,688 ft²67% of homes53% of homes
Lot sizebigger than0.77 ac90% of homes90% of homes
Year builtnewer than200681% of homes67% of homes

About 409 Fernandez St

How much is 409 Fernandez St, Winter Haven, FL worth?

The TopHap Estimate for 409 Fernandez St, Winter Haven, FL is $290,051 as of Sep 24, 2026. The likely range is $271,012 to $309,090. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Fernandez St, Winter Haven, FL last sell?

409 Fernandez St, Winter Haven, FL last sold on Aug 17, 2010 for $79,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 409 Fernandez St, Winter Haven, FL?

409 Fernandez St, Winter Haven, FL has 3 bedrooms, 2 bathrooms, 1,688 square feet of living space and a 0.78-acre lot.

When was 409 Fernandez St, Winter Haven, FL built?

409 Fernandez St, Winter Haven, FL was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 409 Fernandez St, Winter Haven, FL?

409 Fernandez St, Winter Haven, FL is assigned to Lake Region Senior High (high), rated D; Alturas Elementary School (elementary), rated B-; Westwood Middle School (middle), rated C. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Fernandez St, Winter Haven, FL compare to other homes in Winter Haven 33880?

Among the 14,142 homes in Winter Haven 33880, it is worth more than 71% of them ($290,051 against a typical $242,061), its price per square foot is higher than 66% of them ($172 against a typical $161), it is bigger than 67% of them (1,688 ft² against a typical 1,420 ft²), its lot is bigger than 90% of them (0.77 ac against a typical 0.22 ac) and it is newer than 81% of them (2006 against a typical 1984). Measured against all of Polk County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Fernandez St, Winter Haven, FL?

The 2025 property tax bill for 409 Fernandez St, Winter Haven, FL was $1,064. The county assessed it at $125,808.

More homes on Fernandez St

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