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Single Family ResidenceResidential
$1,677,021$794 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $606,000 on Jun 24, 2002

409 FERNANDO CT

SAN RAMON, CA 94583
4
Beds
3
Baths
2,113 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.7M
$1.6M low$1.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$606,000 · Jun 24, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,779 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$921,657 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$482,178
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$439,479
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$903,586

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
75
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
41
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
50
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCONTRA COSTA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(11)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Twin Creeks Elementary SchoolA
Elementary · Grades KG–5 · 0.1 mi
M
Iron Horse Middle SchoolA+
Middle · Grades 6–8 · 1.6 mi
H
California High SchoolA
High · Grades 9–12 · 2.7 mi

District: San Ramon Valley Unified School District

Neighborhood · ZIP 94583These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.642

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.40,588
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,502 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$165,274
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$193,526
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Fernando Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Contra Costa County
  • Costs more per square foot than 91% of homes in Contra Costa County
  • Bigger than 68% of homes in Twin Creeks
  • Has a bigger lot than 79% of homes in San Ramon 94583
  • Older than 83% of homes in Twin Creeks

What homes are worth in San Ramon 94583

Each bar is how many homes fall in that price range. The marker is this home.

This home
$436K$3.3M

This home is worth more than 77% of homes in San Ramon 94583.

How it measures up in San Ramon 94583

The dot is this home. The mark in the middle is the typical home in San Ramon 94583.

Estimated value$1,677,021
CheaperTypical $1,346,195Pricier

Pricier than 77% of homes nearby

Price per ft²$794
CheaperTypical $690Pricier

Pricier than 84% of homes nearby

Living area2,113 ft²
SmallerTypical 1,880 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.23 ac
SmallerTypical 0.16 acBigger

Bigger than 79% of homes nearby

Year built1972
OlderTypical 1979Newer

Newer than 28% of homes nearby

How 409 Fernando Ct ranks against every home in each area.
MeasureThis homeTwin CreeksSan Ramon 94583Contra Costa County
Estimated valuepricier than$1,677,02176% of homes77% of homes86% of homes
Price per ft²pricier than$79487% of homes84% of homes91% of homes
Living areabigger than2,113 ft²68% of homes66% of homes66% of homes
Lot sizebigger than0.23 ac74% of homes79% of homes76% of homes
Year builtnewer than197217% of homes28% of homes43% of homes

About 409 Fernando Ct

How much is 409 Fernando Ct, San Ramon, CA worth?

The TopHap Estimate for 409 Fernando Ct, San Ramon, CA is $1,677,021 as of Sep 24, 2026. The likely range is $1,615,823 to $1,738,219. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Fernando Ct, San Ramon, CA last sell?

409 Fernando Ct, San Ramon, CA last sold on Jun 24, 2002 for $606,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 409 Fernando Ct, San Ramon, CA?

409 Fernando Ct, San Ramon, CA has 4 bedrooms, 3 bathrooms, 2,113 square feet of living space and a 0.23-acre lot.

When was 409 Fernando Ct, San Ramon, CA built?

409 Fernando Ct, San Ramon, CA was built in 1972, making it 54 years old. The building has 2 stories.

What schools serve 409 Fernando Ct, San Ramon, CA?

409 Fernando Ct, San Ramon, CA is assigned to Twin Creeks Elementary School (elementary), rated A; Iron Horse Middle School (middle), rated A+; California High School (high), rated A. All sit in San Ramon Valley Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Fernando Ct, San Ramon, CA compare to other homes in San Ramon 94583?

Among the 12,589 homes in San Ramon 94583, it is worth more than 77% of them ($1,677,021 against a typical $1,346,195), its price per square foot is higher than 84% of them ($794 against a typical $690), it is bigger than 66% of them (2,113 ft² against a typical 1,880 ft²), its lot is bigger than 79% of them (0.23 ac against a typical 0.16 ac) and it is newer than 28% of them (1972 against a typical 1979). Measured against all of Contra Costa County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Fernando Ct, San Ramon, CA?

The 2025 property tax bill for 409 Fernando Ct, San Ramon, CA was $10,779. The county assessed it at $921,657.

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