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Single Family ResidenceResidential
$177,417$110 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

409 HOWARD DR

ROSWELL, NM 88201
0
Baths
1,615 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$177K
$162K low$193K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$119,737
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$95,790
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$57,680
BANK OF AMERICA · R · recorded Jul 7, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$962 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,776 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,162
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,614
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$35,706
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$110,330

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHAVES
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1993
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 248 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Nancy Lopez Elementary SchoolB+
Elementary · Grades PK–5 · 0.8 mi
M
Mesa Middle SchoolC-
Middle · Grades 6–8 · 1.0 mi
H
Goddard High SchoolC-
High · Grades 9–12 · 1.9 mi

District: Roswell Independent Schools

Neighborhood · ZIP 88201These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.27,273
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,821
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Howard Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Roswell 88201
  • Costs less per square foot than 77% of homes in Roswell 88201
  • Older than 79% of homes in Roswell 88201

What homes are worth in Roswell 88201

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$701K

This home is worth more than 33% of homes in Roswell 88201.

How it measures up in Roswell 88201

The dot is this home. The mark in the middle is the typical home in Roswell 88201.

Estimated value$177,417
CheaperTypical $233,635Pricier

Pricier than 33% of homes nearby

Price per ft²$110
CheaperTypical $138Pricier

Pricier than 23% of homes nearby

Living area1,615 ft²
SmallerTypical 1,612 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.23 ac
SmallerTypical 0.23 acBigger

Bigger than 52% of homes nearby

Year built1956
OlderTypical 1978Newer

Newer than 21% of homes nearby

How 409 Howard Dr ranks against every home in each area.
MeasureThis homeRoswell 88201Chaves County
Estimated valuepricier than$177,41733% of homes54% of homes
Price per ft²pricier than$11023% of homes41% of homes
Living areabigger than1,615 ft²50% of homes63% of homes
Lot sizebigger than0.23 ac52% of homes61% of homes
Year builtnewer than195621% of homes29% of homes

About 409 Howard Dr

How much is 409 Howard Dr, Roswell, NM worth?

The TopHap Estimate for 409 Howard Dr, Roswell, NM is $177,417 as of Jul 14, 2026. The likely range is $161,873 to $192,961. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Howard Dr, Roswell, NM last sell?

409 Howard Dr, Roswell, NM last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 409 Howard Dr, Roswell, NM?

409 Howard Dr, Roswell, NM has 1,615 square feet of living space and a 0.23-acre lot.

When was 409 Howard Dr, Roswell, NM built?

409 Howard Dr, Roswell, NM was built in 1956, making it 70 years old. The building has 1 story.

What schools serve 409 Howard Dr, Roswell, NM?

409 Howard Dr, Roswell, NM is assigned to Nancy Lopez Elementary School (elementary), rated B+; Mesa Middle School (middle), rated C-; Goddard High School (high), rated C-. All sit in Roswell Independent Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Howard Dr, Roswell, NM compare to other homes in Roswell 88201?

Among the 10,382 homes in Roswell 88201, it is worth more than 33% of them ($177,417 against a typical $233,635), its price per square foot is higher than 23% of them ($110 against a typical $138), it is bigger than 50% of them (1,615 ft² against a typical 1,612 ft²), its lot is bigger than 52% of them (0.23 ac against a typical 0.23 ac) and it is newer than 21% of them (1956 against a typical 1978). Measured against all of Chaves County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Howard Dr, Roswell, NM?

The 2026 property tax bill for 409 Howard Dr, Roswell, NM was $962. The county assessed it at $36,776.

More homes on Howard Dr

Closest homes

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Assigned schools

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