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Single Family ResidenceResidential
$95,517$101 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

409 HOWELL ST

SAINT JO, TX 76265
0
Baths
945 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1931
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$96K
$74K low$117K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$78 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,770 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,970
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,680
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$20,770

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
75
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
74
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMontague
HeatingThe type of heating system in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 280 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Saint Jo Elementary SchoolB
Elementary · Grades PK–6 · 0.3 mi
M
Saint Jo High SchoolB
Middle · Grades 7–12 · 0.3 mi

District: Saint Jo Independent School District

Neighborhood · ZIP 76265These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,422
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,453
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,349
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Howell St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Montague County
  • Costs less per square foot than 88% of homes in Saint Jo 76265
  • Smaller than 88% of homes in Saint Jo 76265
  • Older than 93% of homes in Montague County

What homes are worth in Saint Jo 76265

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$1.5M

This home is worth more than 6% of homes in Saint Jo 76265.

How it measures up in Saint Jo 76265

The dot is this home. The mark in the middle is the typical home in Saint Jo 76265.

Estimated value$95,517
CheaperTypical $236,742Pricier

Pricier than 6% of homes nearby

Price per ft²$101
CheaperTypical $154Pricier

Pricier than 12% of homes nearby

Living area945 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 12% of homes nearby

Year built1931
OlderTypical 1975Newer

Newer than 15% of homes nearby

How 409 Howell St ranks against every home in each area.
MeasureThis homeSaint Jo 76265Montague County
Estimated valuepricier than$95,5176% of homes4% of homes
Price per ft²pricier than$10112% of homes14% of homes
Living areabigger than945 ft²12% of homes14% of homes
Year builtnewer than193115% of homes7% of homes

About 409 Howell St

How much is 409 Howell St, Saint Jo, TX worth?

The TopHap Estimate for 409 Howell St, Saint Jo, TX is $95,517 as of Aug 30, 2026. The likely range is $74,055 to $116,979. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Howell St, Saint Jo, TX last sell?

409 Howell St, Saint Jo, TX last sold on Mar 3, 2008, according to the county's recorded deed.

When was 409 Howell St, Saint Jo, TX built?

409 Howell St, Saint Jo, TX was built in 1931, making it 95 years old. The building has 1 story.

What schools serve 409 Howell St, Saint Jo, TX?

409 Howell St, Saint Jo, TX is assigned to Saint Jo Elementary School (elementary), rated B; Saint Jo High School (middle), rated B. All sit in Saint Jo Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Howell St, Saint Jo, TX compare to other homes in Saint Jo 76265?

Among the 813 homes in Saint Jo 76265, it is worth more than 6% of them ($95,517 against a typical $236,742), its price per square foot is higher than 12% of them ($101 against a typical $154), it is bigger than 12% of them (945 ft² against a typical 1,560 ft²) and it is newer than 15% of them (1931 against a typical 1975). Measured against all of Montague County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Howell St, Saint Jo, TX?

The 2025 property tax bill for 409 Howell St, Saint Jo, TX was $78. The county assessed it at $20,770.

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