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Single Family ResidenceResidential
$497,484$363 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $316,000 on Jun 19, 2020

409 MAIN ST

DESTIN, FL 32541
3
Beds
2
Baths
1,369 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$497K
$461K low$534K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$316,000 · Jun 19, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,631 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$306,612 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$118,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$187,862
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$300,574
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$306,612

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOkaloosa
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 963 ft²Porch · 85 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Destin Elementary SchoolA+
Elementary · Grades PK–4 · 0.4 mi
M
Destin Middle SchoolA
Middle · Grades 5–8 · 3.5 mi
H
Fort Walton Beach High SchoolC+
High · Grades 9–12 · 9.4 mi

District: Okaloosa County School District

Neighborhood · ZIP 32541These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.62%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,561
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,346 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,785
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,722
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Okaloosa County
  • Costs more per square foot than 85% of homes in Okaloosa County
  • Smaller than 67% of homes in Okaloosa County
  • Older than 92% of homes in Destin 32541

What homes are worth in Destin 32541

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$2.9M

This home is worth more than 38% of homes in Destin 32541.

How it measures up in Destin 32541

The dot is this home. The mark in the middle is the typical home in Destin 32541.

Estimated value$497,484
CheaperTypical $584,691Pricier

Pricier than 38% of homes nearby

Price per ft²$363
CheaperTypical $400Pricier

Pricier than 44% of homes nearby

Living area1,369 ft²
SmallerTypical 1,578 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.26 ac
SmallerTypical 0.4 acBigger

Bigger than 39% of homes nearby

Year built1974
OlderTypical 1996Newer

Newer than 8% of homes nearby

How 409 Main St ranks against every home in each area.
MeasureThis homeDestin 32541Okaloosa County
Estimated valuepricier than$497,48438% of homes76% of homes
Price per ft²pricier than$36344% of homes85% of homes
Living areabigger than1,369 ft²38% of homes33% of homes
Lot sizebigger than0.26 ac39% of homes41% of homes
Year builtnewer than19748% of homes20% of homes

About 409 Main St

How much is 409 Main St, Destin, FL worth?

The TopHap Estimate for 409 Main St, Destin, FL is $497,484 as of Sep 24, 2026. The likely range is $460,755 to $534,213. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Main St, Destin, FL last sell?

409 Main St, Destin, FL last sold on Jun 19, 2020 for $316,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 409 Main St, Destin, FL?

409 Main St, Destin, FL has 3 bedrooms, 2 bathrooms, 1,369 square feet of living space and a 0.26-acre lot.

When was 409 Main St, Destin, FL built?

409 Main St, Destin, FL was built in 1974, making it 52 years old. The building has 1 story.

What schools serve 409 Main St, Destin, FL?

409 Main St, Destin, FL is assigned to Destin Elementary School (elementary), rated A+; Destin Middle School (middle), rated A; Fort Walton Beach High School (high), rated C+. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Main St, Destin, FL compare to other homes in Destin 32541?

Among the 16,806 homes in Destin 32541, it is worth more than 38% of them ($497,484 against a typical $584,691), its price per square foot is higher than 44% of them ($363 against a typical $400), it is bigger than 38% of them (1,369 ft² against a typical 1,578 ft²), its lot is bigger than 39% of them (0.26 ac against a typical 0.4 ac) and it is newer than 8% of them (1974 against a typical 1996). Measured against all of Okaloosa County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Main St, Destin, FL?

The 2025 property tax bill for 409 Main St, Destin, FL was $3,631. The county assessed it at $306,612.

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Assigned schools

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