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Single Family ResidenceResidential
$286,830$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

409 MCDONALD CIR

COMMERCE, GA 30529
4
Beds
1
Baths
1,948 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.02 ac
Lot SizeThe size of the land the home sits on, from county records.
1884
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$287K
$254K low$320K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,065 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,824 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,794
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$46,030
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$106,268
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$287,060

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBanks
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1974
Lot (acres)The size of the land the home sits on, from county records.12.02
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Window A/C
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 600 ft²Porch · 384 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Banks County Middle SchoolB+
Middle · Grades 6–8 · 2.6 mi
H
Banks County High SchoolB
High · Grades 9–12 · 2.6 mi
E
Banks County Primary School
Elementary · Grades KG–2 · 4.3 mi

District: Banks County School District

Neighborhood · ZIP 30529These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.13,404
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.271 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,435
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,741
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Mcdonald Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 84% of homes in Commerce 30529
  • Bigger than 70% of homes in Commerce 30529
  • Has a bigger lot than 96% of homes in Commerce 30529
  • Among the oldest homes in Commerce 30529

What homes are worth in Commerce 30529

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$697K

This home is worth more than 46% of homes in Commerce 30529.

How it measures up in Commerce 30529

The dot is this home. The mark in the middle is the typical home in Commerce 30529.

Estimated value$286,830
CheaperTypical $297,386Pricier

Pricier than 46% of homes nearby

Price per ft²$147
CheaperTypical $175Pricier

Pricier than 16% of homes nearby

Living area1,948 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 70% of homes nearby

Lot size12.02 ac
SmallerTypical 0.75 acBigger

Bigger than 96% of homes nearby

Year built1884
OlderTypical 1994Newer

Older than almost all homes nearby

How 409 Mcdonald Cir ranks against every home in each area.
MeasureThis homeCommerce 30529Banks County
Estimated valuepricier than$286,83046% of homes42% of homes
Price per ft²pricier than$14716% of homes19% of homes
Living areabigger than1,948 ft²70% of homes68% of homes
Lot sizebigger than12.02 ac96% of homes85% of homes
Year builtnewer than1884almost no homesalmost no homes

About 409 Mcdonald Cir

How much is 409 Mcdonald Cir, Commerce, GA worth?

The TopHap Estimate for 409 Mcdonald Cir, Commerce, GA is $286,830 as of Aug 30, 2026. The likely range is $253,532 to $320,128. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Mcdonald Cir, Commerce, GA last sell?

409 Mcdonald Cir, Commerce, GA last sold on Jan 31, 2017, according to the county's recorded deed.

How big is 409 Mcdonald Cir, Commerce, GA?

409 Mcdonald Cir, Commerce, GA has 4 bedrooms, 1 bathrooms, 1,948 square feet of living space and a 12.02-acre lot.

When was 409 Mcdonald Cir, Commerce, GA built?

409 Mcdonald Cir, Commerce, GA was built in 1884, making it 142 years old. The building has 2 stories.

What schools serve 409 Mcdonald Cir, Commerce, GA?

409 Mcdonald Cir, Commerce, GA is assigned to Banks County Middle School (middle), rated B+; Banks County High School (high), rated B; Banks County Primary School (elementary). All sit in Banks County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Mcdonald Cir, Commerce, GA compare to other homes in Commerce 30529?

Among the 4,745 homes in Commerce 30529, it is worth more than 46% of them ($286,830 against a typical $297,386), its price per square foot is higher than 16% of them ($147 against a typical $175), it is bigger than 70% of them (1,948 ft² against a typical 1,620 ft²), its lot is bigger than 96% of them (12.02 ac against a typical 0.75 ac) and it is newer than almost none of them (1884 against a typical 1994). Measured against all of Banks County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Mcdonald Cir, Commerce, GA?

The 2025 property tax bill for 409 Mcdonald Cir, Commerce, GA was $1,065. The county assessed it at $114,824.

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