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Single Family ResidenceResidential
$465,275$485 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $325,000 on May 27, 2021

409 N RIDGE RD

MC HENRY, MD 21541
2 / 1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$465K
$438K low$492K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$325,000 · May 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,513 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$313,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$266,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$257,767
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$313,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyGARRETT
Lot (acres)The size of the land the home sits on, from county records.2.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 128 ft²Porch · 240 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Accident Elementary SchoolA-
Elementary · Grades PK–5 · 4.8 mi
M
Northern Middle SchoolB+
Middle · Grades 6–8 · 7.4 mi
H
Northern Garrett High SchoolA-
High · Grades 9–12 · 7.5 mi

District: Garrett County Public Schools

Neighborhood · ZIP 21541These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.30%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,554
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.55 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,554
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 N Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Mc Henry 21541
  • Costs more per square foot than 83% of homes in Garrett County
  • Smaller than 92% of homes in Mc Henry 21541
  • Has a bigger lot than 87% of homes in Mc Henry 21541

What homes are worth in Mc Henry 21541

Each bar is how many homes fall in that price range. The marker is this home.

This home
$145K$2.2M

This home is worth more than 31% of homes in Mc Henry 21541.

How it measures up in Mc Henry 21541

The dot is this home. The mark in the middle is the typical home in Mc Henry 21541.

Estimated value$465,275
CheaperTypical $684,000Pricier

Pricier than 31% of homes nearby

Price per ft²$485
CheaperTypical $398Pricier

Pricier than 65% of homes nearby

Living area960 ft²
SmallerTypical 1,760 ft²Bigger

Bigger than 8% of homes nearby

Lot size2.12 ac
SmallerTypical 0.64 acBigger

Bigger than 87% of homes nearby

Year built1991
OlderTypical 1998Newer

Newer than 41% of homes nearby

How 409 N Ridge Rd ranks against every home in each area.
MeasureThis homeMc Henry 21541Garrett County
Estimated valuepricier than$465,27531% of homes64% of homes
Price per ft²pricier than$48565% of homes83% of homes
Living areabigger than960 ft²8% of homes13% of homes
Lot sizebigger than2.12 ac87% of homes69% of homes
Year builtnewer than199141% of homes61% of homes

About 409 N Ridge Rd

How much is 409 N Ridge Rd, Mc Henry, MD worth?

The TopHap Estimate for 409 N Ridge Rd, Mc Henry, MD is $465,275 as of Oct 21, 2026. The likely range is $438,307 to $492,243. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 N Ridge Rd, Mc Henry, MD last sell?

409 N Ridge Rd, Mc Henry, MD last sold on May 27, 2021 for $325,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 409 N Ridge Rd, Mc Henry, MD?

409 N Ridge Rd, Mc Henry, MD has 2 bathrooms, 960 square feet of living space and a 2.12-acre lot.

When was 409 N Ridge Rd, Mc Henry, MD built?

409 N Ridge Rd, Mc Henry, MD was built in 1991, making it 35 years old. It is a conventional home. The building has 1 story.

What schools serve 409 N Ridge Rd, Mc Henry, MD?

409 N Ridge Rd, Mc Henry, MD is assigned to Accident Elementary School (elementary), rated A-; Northern Middle School (middle), rated B+; Northern Garrett High School (high), rated A-. All sit in Garrett County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 N Ridge Rd, Mc Henry, MD compare to other homes in Mc Henry 21541?

Among the 2,452 homes in Mc Henry 21541, it is worth more than 31% of them ($465,275 against a typical $684,000), its price per square foot is higher than 65% of them ($485 against a typical $398), it is bigger than 8% of them (960 ft² against a typical 1,760 ft²), its lot is bigger than 87% of them (2.12 ac against a typical 0.64 ac) and it is newer than 41% of them (1991 against a typical 1998). Measured against all of Garrett County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 N Ridge Rd, Mc Henry, MD?

The 2026 property tax bill for 409 N Ridge Rd, Mc Henry, MD was $3,513. The county assessed it at $313,200.

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More homes in Mc Henry 21541

Assigned schools

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