Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$276,812$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $259,000 on Aug 21, 2025

409 OAK ST

ROWLEY, IA 52329
3
Beds
3 / 2
Baths
1,566 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$277K
$236K low$318K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$259,000 · Aug 21, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$25,582
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$20,466
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$207,200
VERIDIAN CU · 6% 1 · recorded Aug 21, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$44,030
VERIDIAN CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,922 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$181,370 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,670
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$164,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$152,140
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$181,370

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Independence Junior Senior High SchoolC
Middle · Grades 7–12 · 7.4 mi
E
East Elementary School
Elementary · Grades KG–2 · 7.5 mi

District: Independence Community School District

Neighborhood · ZIP 52329These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.712
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,615
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,472
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Buchanan County

What homes are worth in Rowley 52329

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$575K

This home is worth more than 63% of homes in Rowley 52329.

How it measures up in Rowley 52329

The dot is this home. The mark in the middle is the typical home in Rowley 52329.

Estimated value$276,812
CheaperTypical $235,918Pricier

Pricier than 63% of homes nearby

Price per ft²$177
CheaperTypical $168Pricier

Pricier than 58% of homes nearby

Living area1,566 ft²
SmallerTypical 1,446 ft²Bigger

Bigger than 62% of homes nearby

Lot size1 ac
SmallerTypical 2.3 acBigger

Bigger than 38% of homes nearby

Year built1962
OlderTypical 1954Newer

Newer than 54% of homes nearby

How 409 Oak St ranks against every home in each area.
MeasureThis homeRowley 52329Buchanan County
Estimated valuepricier than$276,81263% of homes69% of homes
Price per ft²pricier than$17758% of homes64% of homes
Living areabigger than1,566 ft²62% of homes60% of homes
Lot sizebigger than1 ac38% of homes64% of homes
Year builtnewer than196254% of homes50% of homes

About 409 Oak St

How much is 409 Oak St, Rowley, IA worth?

The TopHap Estimate for 409 Oak St, Rowley, IA is $276,812 as of Jul 14, 2026. The likely range is $236,105 to $317,519. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Oak St, Rowley, IA last sell?

409 Oak St, Rowley, IA last sold on Aug 21, 2025 for $259,000, according to the county's recorded deed.

How big is 409 Oak St, Rowley, IA?

409 Oak St, Rowley, IA has 3 bedrooms, 3 bathrooms, 1,566 square feet of living space and a 1.00-acre lot.

When was 409 Oak St, Rowley, IA built?

409 Oak St, Rowley, IA was built in 1962, making it 64 years old. It is a split level home.

What schools serve 409 Oak St, Rowley, IA?

409 Oak St, Rowley, IA is assigned to Independence Junior Senior High School (middle), rated C; East Elementary School (elementary). All sit in Independence Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Oak St, Rowley, IA compare to other homes in Rowley 52329?

Among the 357 homes in Rowley 52329, it is worth more than 63% of them ($276,812 against a typical $235,918), its price per square foot is higher than 58% of them ($177 against a typical $168), it is bigger than 62% of them (1,566 ft² against a typical 1,446 ft²), its lot is bigger than 38% of them (1 ac against a typical 2.3 ac) and it is newer than 54% of them (1962 against a typical 1954). Measured against all of Buchanan County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Oak St, Rowley, IA?

The 2025 property tax bill for 409 Oak St, Rowley, IA was $1,922. The county assessed it at $181,370.

Closest homes

More homes in Rowley 52329

Assigned schools

Explore the area

See this home in context

Open 409 Oak St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map