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Single Family ResidenceResidential
$264,908$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $159,000 on Jun 20, 2003

409 PEARL ST

RISING SUN, MD 21911
1
Baths
1,066 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$265K
$251K low$279K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$159,000 · Jun 20, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$10,437
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$8,350
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.96%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$219,471
JPMORGAN CHASE BANK NA · recorded Aug 27, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
GREENPOINT MORTGAGE FUNDING

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,038 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$175,733 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$173,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$181,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.0.38
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rising Sun Middle SchoolA-
Middle · Grades 6–8 · 0.2 mi
E
Rising Sun Elementary SchoolC
Elementary · Grades PK–5 · 1.4 mi
H
Rising Sun High SchoolB
High · Grades 9–12 · 5.3 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21911These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.59
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,499
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.308 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,580
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,366
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Pearl St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Rising Sun 21911
  • Costs more per square foot than 65% of homes in Cecil County
  • Smaller than 88% of homes in Rising Sun 21911
  • Has a smaller lot than 79% of homes in Rising Sun 21911
  • Older than 78% of homes in Rising Sun 21911

What homes are worth in Rising Sun 21911

Each bar is how many homes fall in that price range. The marker is this home.

This home
$209K$773K

This home is worth more than 11% of homes in Rising Sun 21911.

How it measures up in Rising Sun 21911

The dot is this home. The mark in the middle is the typical home in Rising Sun 21911.

Estimated value$264,908
CheaperTypical $365,805Pricier

Pricier than 11% of homes nearby

Price per ft²$249
CheaperTypical $227Pricier

Pricier than 64% of homes nearby

Living area1,066 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.38 ac
SmallerTypical 0.9 acBigger

Bigger than 21% of homes nearby

Year built1958
OlderTypical 1987Newer

Newer than 22% of homes nearby

How 409 Pearl St ranks against every home in each area.
MeasureThis homeRising Sun 21911Cecil County
Estimated valuepricier than$264,90811% of homes22% of homes
Price per ft²pricier than$24964% of homes65% of homes
Living areabigger than1,066 ft²12% of homes14% of homes
Lot sizebigger than0.38 ac21% of homes42% of homes
Year builtnewer than195822% of homes22% of homes

About 409 Pearl St

How much is 409 Pearl St, Rising Sun, MD worth?

The TopHap Estimate for 409 Pearl St, Rising Sun, MD is $264,908 as of Jul 14, 2026. The likely range is $251,180 to $278,636. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Pearl St, Rising Sun, MD last sell?

409 Pearl St, Rising Sun, MD last sold on Jun 20, 2003 for $159,000, according to the county's recorded deed.

How big is 409 Pearl St, Rising Sun, MD?

409 Pearl St, Rising Sun, MD has 1 bathrooms, 1,066 square feet of living space and a 0.38-acre lot.

When was 409 Pearl St, Rising Sun, MD built?

409 Pearl St, Rising Sun, MD was built in 1958, making it 68 years old. The building has 1 story.

What schools serve 409 Pearl St, Rising Sun, MD?

409 Pearl St, Rising Sun, MD is assigned to Rising Sun Middle School (middle), rated A-; Rising Sun Elementary School (elementary), rated C; Rising Sun High School (high), rated B. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Pearl St, Rising Sun, MD compare to other homes in Rising Sun 21911?

Among the 3,546 homes in Rising Sun 21911, it is worth more than 11% of them ($264,908 against a typical $365,805), its price per square foot is higher than 64% of them ($249 against a typical $227), it is bigger than 12% of them (1,066 ft² against a typical 1,600 ft²), its lot is bigger than 21% of them (0.38 ac against a typical 0.9 ac) and it is newer than 22% of them (1958 against a typical 1987). Measured against all of Cecil County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Pearl St, Rising Sun, MD?

The 2025 property tax bill for 409 Pearl St, Rising Sun, MD was $3,038. The county assessed it at $175,733.

Closest homes

More homes in Rising Sun 21911

Assigned schools

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