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CondominiumResidential
$696,194$530 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $412,000 on Jul 10, 2013

409 PINE RIDGE DR

SAN RAMON, CA 94582
2
Beds
2.5
Baths
1,314 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
842 ft²
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$696K
$670K low$722K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$412,000 · Jul 10, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$221,194
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$176,955
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$475,000
KEYPOINT CU · recorded Oct 1, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,622 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$515,145 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$312,590
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$202,555
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$505,045

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
73
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
62
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyCONTRA COSTA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.0.02
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(12)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Iron Horse Middle SchoolA+
Middle · Grades 6–8 · 0.7 mi
H
California High SchoolA+
High · Grades 9–12 · 1.4 mi
E
Walt Disney Elementary SchoolA+
Elementary · Grades KG–5 · 1.9 mi

District: San Ramon Valley Unified School District

Neighborhood · ZIP 94582These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.27
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.502

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.46,717
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,493 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$180,664
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$216,340
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Pine Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in San Ramon 94582
  • Costs less per square foot than 98% of homes in Dougherty Hills
  • Smaller than 91% of homes in San Ramon 94582
  • Has a smaller lot than 97% of homes in San Ramon 94582
  • Older than 85% of homes in San Ramon 94582

What homes are worth in San Ramon 94582

Each bar is how many homes fall in that price range. The marker is this home.

This home
$491K$2.9M

This home is worth more than 7% of homes in San Ramon 94582.

How it measures up in San Ramon 94582

The dot is this home. The mark in the middle is the typical home in San Ramon 94582.

Estimated value$696,194
CheaperTypical $1,770,917Pricier

Pricier than 7% of homes nearby

Price per ft²$530
CheaperTypical $702Pricier

Pricier than 3% of homes nearby

Living area1,314 ft²
SmallerTypical 2,424 ft²Bigger

Bigger than 9% of homes nearby

Lot size842 ft²
SmallerTypical 0.12 acBigger

Bigger than 3% of homes nearby

Year built1988
OlderTypical 2003Newer

Newer than 15% of homes nearby

How 409 Pine Ridge Dr ranks against every home in each area.
MeasureThis homeDougherty HillsSan Ramon 94582Contra Costa County
Estimated valuepricier than$696,19428% of homes7% of homes44% of homes
Price per ft²pricier than$5302% of homes3% of homes61% of homes
Living areabigger than1,314 ft²33% of homes9% of homes26% of homes
Lot sizebigger than842 ft²10% of homes3% of homes3% of homes
Year builtnewer than198851% of homes15% of homes68% of homes

About 409 Pine Ridge Dr

How much is 409 Pine Ridge Dr, San Ramon, CA worth?

The TopHap Estimate for 409 Pine Ridge Dr, San Ramon, CA is $696,194 as of Jul 14, 2026. The likely range is $670,158 to $722,230. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Pine Ridge Dr, San Ramon, CA last sell?

409 Pine Ridge Dr, San Ramon, CA last sold on Jul 10, 2013 for $412,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 409 Pine Ridge Dr, San Ramon, CA?

409 Pine Ridge Dr, San Ramon, CA has 2 bedrooms, 2.5 bathrooms, 1,314 square feet of living space and a 0.02-acre lot.

When was 409 Pine Ridge Dr, San Ramon, CA built?

409 Pine Ridge Dr, San Ramon, CA was built in 1988, making it 38 years old. It is a condo/apartment home. The building has 2 stories.

What schools serve 409 Pine Ridge Dr, San Ramon, CA?

409 Pine Ridge Dr, San Ramon, CA is assigned to Iron Horse Middle School (middle), rated A+; California High School (high), rated A+; Walt Disney Elementary School (elementary), rated A+. All sit in San Ramon Valley Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Pine Ridge Dr, San Ramon, CA compare to other homes in San Ramon 94582?

Among the 12,942 homes in San Ramon 94582, it is worth more than 7% of them ($696,194 against a typical $1,770,917), its price per square foot is higher than 3% of them ($530 against a typical $702), it is bigger than 9% of them (1,314 ft² against a typical 2,424 ft²), its lot is bigger than 3% of them (842 ft² against a typical 0.12 ac) and it is newer than 15% of them (1988 against a typical 2003). Measured against all of Contra Costa County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Pine Ridge Dr, San Ramon, CA?

The 2025 property tax bill for 409 Pine Ridge Dr, San Ramon, CA was $6,622. The county assessed it at $515,145.

Closest homes

More homes in San Ramon 94582

Assigned schools

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