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Single Family ResidenceResidential
$340,493$125 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $318,600 on Jul 13, 2021

409 RUBY RITZ

UNIVERSAL CITY, TX 78148
4
Beds
2.5
Baths
2,715 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$340K
$328K low$353K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$318,600 · Jul 13, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$3,155
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$2,524
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.106%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$314,407
MORTGAGE RESEARCH CENTER LLC · recorded Jul 13, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$22,931
DEPARTMENT OF HOUSING & URBAN DEV

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,796 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$346,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,510
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$285,490
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$356,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$346,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBEXAR
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 66 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Kitty Hawk Middle SchoolC+
Middle · Grades 6–8 · 0.1 mi
E
Salinas Elementary SchoolC
Elementary · Grades PK–5 · 0.5 mi
H
Veterans Memorial High SchoolD
High · Grades 9–12 · 4.8 mi

District: Judson Independent School District

Neighborhood · ZIP 78148These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.22,123
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,413 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,045
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,499
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Ruby Ritz measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Universal City 78148
  • Costs less per square foot than 84% of homes in Universal City 78148
  • Bigger than 89% of homes in Universal City 78148
  • Has a smaller lot than 74% of homes in Universal City 78148
  • Newer than 92% of homes in Universal City 78148

What homes are worth in Universal City 78148

Each bar is how many homes fall in that price range. The marker is this home.

This home
$165K$524K

This home is worth more than 80% of homes in Universal City 78148.

How it measures up in Universal City 78148

The dot is this home. The mark in the middle is the typical home in Universal City 78148.

Estimated value$340,493
CheaperTypical $268,765Pricier

Pricier than 80% of homes nearby

Price per ft²$125
CheaperTypical $150Pricier

Pricier than 16% of homes nearby

Living area2,715 ft²
SmallerTypical 1,884 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.16 ac
SmallerTypical 0.2 acBigger

Bigger than 26% of homes nearby

Year built2015
OlderTypical 1982Newer

Newer than 92% of homes nearby

How 409 Ruby Ritz ranks against every home in each area.
MeasureThis homeUniversal City 78148Bexar County
Estimated valuepricier than$340,49380% of homes72% of homes
Price per ft²pricier than$12516% of homes20% of homes
Living areabigger than2,715 ft²89% of homes85% of homes
Lot sizebigger than0.16 ac26% of homes45% of homes
Year builtnewer than201592% of homes84% of homes

About 409 Ruby Ritz

How much is 409 Ruby Ritz, Universal City, TX worth?

The TopHap Estimate for 409 Ruby Ritz, Universal City, TX is $340,493 as of Jul 14, 2026. The likely range is $327,754 to $353,232. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Ruby Ritz, Universal City, TX last sell?

409 Ruby Ritz, Universal City, TX last sold on Jul 13, 2021 for $318,600, according to the county's recorded deed.

How big is 409 Ruby Ritz, Universal City, TX?

409 Ruby Ritz, Universal City, TX has 4 bedrooms, 2.5 bathrooms, 2,715 square feet of living space and a 0.17-acre lot.

When was 409 Ruby Ritz, Universal City, TX built?

409 Ruby Ritz, Universal City, TX was built in 2015, making it 11 years old. The building has 2 stories.

What schools serve 409 Ruby Ritz, Universal City, TX?

409 Ruby Ritz, Universal City, TX is assigned to Kitty Hawk Middle School (middle), rated C+; Salinas Elementary School (elementary), rated C; Veterans Memorial High School (high), rated D. All sit in Judson Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Ruby Ritz, Universal City, TX compare to other homes in Universal City 78148?

Among the 5,912 homes in Universal City 78148, it is worth more than 80% of them ($340,493 against a typical $268,765), its price per square foot is higher than 16% of them ($125 against a typical $150), it is bigger than 89% of them (2,715 ft² against a typical 1,884 ft²), its lot is bigger than 26% of them (0.16 ac against a typical 0.2 ac) and it is newer than 92% of them (2015 against a typical 1982). Measured against all of Bexar County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Ruby Ritz, Universal City, TX?

The 2025 property tax bill for 409 Ruby Ritz, Universal City, TX was $7,796. The county assessed it at $346,000.

Closest homes

More homes in Universal City 78148

Assigned schools

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