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Single Family ResidenceResidential
$189,158$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $132,500 on Oct 22, 2004

409 RUTH ST

AUBURN, MI 48611
1
Baths
1,318 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$189K
$174K low$204K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$132,500 · Oct 22, 2004

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$94,300 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$94,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$188,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBAY
Lot (acres)The size of the land the home sits on, from county records.0.33
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Western Middle SchoolB+
Middle · Grades 6–8 · 0.4 mi
H
Bay City Western High SchoolB-
High · Grades 9–12 · 0.4 mi
E
Auburn Elementary SchoolA-
Elementary · Grades KG–5 · 0.7 mi

District: Bay City School District

Neighborhood · ZIP 48611These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.6,388
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.167 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,044
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,656
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Ruth St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 70% of homes in Bay County
  • Has a smaller lot than 77% of homes in Auburn 48611

What homes are worth in Auburn 48611

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$461K

This home is worth more than 38% of homes in Auburn 48611.

How it measures up in Auburn 48611

The dot is this home. The mark in the middle is the typical home in Auburn 48611.

Estimated value$189,158
CheaperTypical $209,345Pricier

Pricier than 38% of homes nearby

Price per ft²$144
CheaperTypical $144Pricier

Pricier than 50% of homes nearby

Living area1,318 ft²
SmallerTypical 1,494 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.33 ac
SmallerTypical 0.62 acBigger

Bigger than 23% of homes nearby

Year built1967
OlderTypical 1975Newer

Newer than 40% of homes nearby

How 409 Ruth St ranks against every home in each area.
MeasureThis homeAuburn 48611Bay County
Estimated valuepricier than$189,15838% of homes61% of homes
Price per ft²pricier than$14450% of homes70% of homes
Living areabigger than1,318 ft²36% of homes44% of homes
Lot sizebigger than0.33 ac23% of homes48% of homes
Year builtnewer than196740% of homes64% of homes

About 409 Ruth St

How much is 409 Ruth St, Auburn, MI worth?

The TopHap Estimate for 409 Ruth St, Auburn, MI is $189,158 as of Jul 14, 2026. The likely range is $173,998 to $204,318. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Ruth St, Auburn, MI last sell?

409 Ruth St, Auburn, MI last sold on Oct 22, 2004 for $132,500, according to the county's recorded deed.

How big is 409 Ruth St, Auburn, MI?

409 Ruth St, Auburn, MI has 1 bathrooms, 1,318 square feet of living space and a 0.33-acre lot.

When was 409 Ruth St, Auburn, MI built?

409 Ruth St, Auburn, MI was built in 1967, making it 59 years old. The building has 1 story.

What schools serve 409 Ruth St, Auburn, MI?

409 Ruth St, Auburn, MI is assigned to Western Middle School (middle), rated B+; Bay City Western High School (high), rated B-; Auburn Elementary School (elementary), rated A-. All sit in Bay City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Ruth St, Auburn, MI compare to other homes in Auburn 48611?

Among the 2,562 homes in Auburn 48611, it is worth more than 38% of them ($189,158 against a typical $209,345), its price per square foot is higher than 50% of them ($144 against a typical $144), it is bigger than 36% of them (1,318 ft² against a typical 1,494 ft²), its lot is bigger than 23% of them (0.33 ac against a typical 0.62 ac) and it is newer than 40% of them (1967 against a typical 1975). Measured against all of Bay County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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