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Single Family ResidenceResidential
$108,569
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $110,000 on Apr 29, 2026

409 S MAIN ST

FLORA, IL 62839
0
Baths

Valuation

$109K
$96K low$121K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$110,000 · Apr 29, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,738 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,186 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,314
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,872
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,647
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$132,558

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLAY
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Flora High SchoolB-
High · Grades 9–12 · 0.2 mi
E
Flora Elementary SchoolB
Elementary · Grades PK–5 · 0.5 mi
M
Floyd Henson Jr High SchoolA-
Middle · Grades 6–8 · 1.1 mi

District: Flora Community Unit School District 35

Neighborhood · ZIP 62839These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.186

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,392
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,525
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,520
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 S Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Flora 62839

What homes are worth in Flora 62839

Each bar is how many homes fall in that price range. The marker is this home.

This home
$17K$223K

This home is worth more than 79% of homes in Flora 62839.

How it measures up in Flora 62839

The dot is this home. The mark in the middle is the typical home in Flora 62839.

Estimated value$108,569
CheaperTypical $62,240Pricier

Pricier than 79% of homes nearby

How 409 S Main St ranks against every home in each area.
MeasureThis homeFlora 62839Clay County
Estimated valuepricier than$108,56979% of homes76% of homes

About 409 S Main St

How much is 409 S Main St, Flora, IL worth?

The TopHap Estimate for 409 S Main St, Flora, IL is $108,569 as of Aug 30, 2026. The likely range is $96,253 to $120,885. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 S Main St, Flora, IL last sell?

409 S Main St, Flora, IL last sold on Apr 29, 2026 for $110,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

What schools serve 409 S Main St, Flora, IL?

409 S Main St, Flora, IL is assigned to Flora High School (high), rated B-; Flora Elementary School (elementary), rated B; Floyd Henson Jr High School (middle), rated A-. All sit in Flora Community Unit School District 35. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 409 S Main St, Flora, IL?

The 2024 property tax bill for 409 S Main St, Flora, IL was $2,738. The county assessed it at $44,186.

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See this home in context

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