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Single Family ResidenceResidential
$80,344$101 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

409 S WATER ST

PINCONNING, MI 48650
2
Beds
1
Baths
792 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$80K
$76K low$84K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,418 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$61,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBAY
Lot (acres)The size of the land the home sits on, from county records.0.17
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Pinconning High SchoolC+
High · Grades 9–12 · 0.5 mi
M
Pinconning Middle SchoolC
Middle · Grades 6–8 · 0.5 mi
E
Pinconning Central Elementary SchoolA-
Elementary · Grades PK–6 · 0.6 mi

District: Pinconning Area Schools

Neighborhood · ZIP 48650These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.7,250
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.68 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,240
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,404
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 S Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Pinconning 48650
  • Costs less per square foot than 78% of homes in Pinconning 48650
  • Smaller than 96% of homes in Bay County
  • Has a smaller lot than 94% of homes in Pinconning 48650
  • Older than 71% of homes in Pinconning 48650

What homes are worth in Pinconning 48650

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$421K

This home is worth more than 9% of homes in Pinconning 48650.

How it measures up in Pinconning 48650

The dot is this home. The mark in the middle is the typical home in Pinconning 48650.

Estimated value$80,344
CheaperTypical $164,335Pricier

Pricier than 9% of homes nearby

Price per ft²$101
CheaperTypical $123Pricier

Pricier than 22% of homes nearby

Living area792 ft²
SmallerTypical 1,326 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.17 ac
SmallerTypical 1.33 acBigger

Bigger than 6% of homes nearby

Year built1950
OlderTypical 1968Newer

Newer than 29% of homes nearby

How 409 S Water St ranks against every home in each area.
MeasureThis homePinconning 48650Bay County
Estimated valuepricier than$80,3449% of homes10% of homes
Price per ft²pricier than$10122% of homes29% of homes
Living areabigger than792 ft²6% of homes4% of homes
Lot sizebigger than0.17 ac6% of homes25% of homes
Year builtnewer than195029% of homes42% of homes

About 409 S Water St

How much is 409 S Water St, Pinconning, MI worth?

The TopHap Estimate for 409 S Water St, Pinconning, MI is $80,344 as of Sep 24, 2026. The likely range is $76,191 to $84,497. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 S Water St, Pinconning, MI last sell?

409 S Water St, Pinconning, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 409 S Water St, Pinconning, MI?

409 S Water St, Pinconning, MI has 2 bedrooms, 1 bathrooms, 792 square feet of living space and a 0.17-acre lot.

When was 409 S Water St, Pinconning, MI built?

409 S Water St, Pinconning, MI was built in 1950, making it 76 years old. The building has 1 story.

What schools serve 409 S Water St, Pinconning, MI?

409 S Water St, Pinconning, MI is assigned to Pinconning High School (high), rated C+; Pinconning Middle School (middle), rated C; Pinconning Central Elementary School (elementary), rated A-. All sit in Pinconning Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 S Water St, Pinconning, MI compare to other homes in Pinconning 48650?

Among the 3,193 homes in Pinconning 48650, it is worth more than 9% of them ($80,344 against a typical $164,335), its price per square foot is higher than 22% of them ($101 against a typical $123), it is bigger than 6% of them (792 ft² against a typical 1,326 ft²), its lot is bigger than 6% of them (0.17 ac against a typical 1.33 ac) and it is newer than 29% of them (1950 against a typical 1968). Measured against all of Bay County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 S Water St, Pinconning, MI?

The 2026 property tax bill for 409 S Water St, Pinconning, MI was $1,418. The county assessed it at $30,900.

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