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Single Family ResidentialResidential
$106,106$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $105,000 on Jul 13, 2026

409 S WATER ST

WARREN, IL 61087
0
Baths
1,127 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.

Valuation

$106K
$99K low$113K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$105,000 · Jul 13, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,529 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,087 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,396
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,691
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,270
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$57,266

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyJO DAVIESS
Lot (acres)The size of the land the home sits on, from county records.0.50
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Warren Elementary SchoolA+
Elementary · Grades PK–5 · 0.1 mi
M
Warren Jr/Sr High SchoolB
Middle · Grades 6–12 · 0.1 mi

District: Warren Community Unit School District 205

Neighborhood · ZIP 61087These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,204
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,498
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,272
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 S Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Jo Daviess County
  • Costs less per square foot than 87% of homes in Jo Daviess County
  • Smaller than 78% of homes in Warren 61087
  • Has a bigger lot than 68% of homes in Warren 61087
  • Older than 85% of homes in Jo Daviess County

What homes are worth in Warren 61087

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$241K

This home is worth more than 33% of homes in Warren 61087.

How it measures up in Warren 61087

The dot is this home. The mark in the middle is the typical home in Warren 61087.

Estimated value$106,106
CheaperTypical $123,791Pricier

Pricier than 33% of homes nearby

Price per ft²$94
CheaperTypical $94Pricier

Pricier than 52% of homes nearby

Living area1,127 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.5 ac
SmallerTypical 0.34 acBigger

Bigger than 68% of homes nearby

Year built1920
OlderTypical 1935Newer

Newer than 33% of homes nearby

How 409 S Water St ranks against every home in each area.
MeasureThis homeWarren 61087Jo Daviess County
Estimated valuepricier than$106,10633% of homes13% of homes
Price per ft²pricier than$9452% of homes13% of homes
Living areabigger than1,127 ft²22% of homes29% of homes
Lot sizebigger than0.5 ac68% of homes50% of homes
Year builtnewer than192033% of homes15% of homes

About 409 S Water St

How much is 409 S Water St, Warren, IL worth?

The TopHap Estimate for 409 S Water St, Warren, IL is $106,106 as of Oct 21, 2026. The likely range is $99,222 to $112,990. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 S Water St, Warren, IL last sell?

409 S Water St, Warren, IL last sold on Jul 13, 2026 for $105,000, according to the county's recorded deed.

How big is 409 S Water St, Warren, IL?

409 S Water St, Warren, IL has 1,127 square feet of living space and a 0.50-acre lot.

When was 409 S Water St, Warren, IL built?

409 S Water St, Warren, IL was built in 1920, making it 106 years old.

What schools serve 409 S Water St, Warren, IL?

409 S Water St, Warren, IL is assigned to Warren Elementary School (elementary), rated A+; Warren Jr/Sr High School (middle), rated B. All sit in Warren Community Unit School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 S Water St, Warren, IL compare to other homes in Warren 61087?

Among the 707 homes in Warren 61087, it is worth more than 33% of them ($106,106 against a typical $123,791), its price per square foot is higher than 52% of them ($94 against a typical $94), it is bigger than 22% of them (1,127 ft² against a typical 1,440 ft²), its lot is bigger than 68% of them (0.5 ac against a typical 0.34 ac) and it is newer than 33% of them (1920 against a typical 1935). Measured against all of Jo Daviess County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 S Water St, Warren, IL?

The 2025 property tax bill for 409 S Water St, Warren, IL was $1,529. The county assessed it at $19,087.

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