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Single Family ResidenceResidential
$215,365$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

409 SPEEGLE ST SW

HARTSELLE, AL 35640
1.5
Baths
1,109 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$215K
$181K low$249K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$99,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.9
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hartselle Junior High SchoolA
Middle · Grades 7–8 · 0.4 mi
H
Hartselle High SchoolB
High · Grades 9–12 · 1.3 mi
E
F.E. Burleson Elementary SchoolA+
Elementary · Grades PK–4 · 1.4 mi

District: Hartselle City School District

Neighborhood · ZIP 35640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.26,516
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.244 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,114
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,316
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Speegle St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 90% of homes in Morgan County
  • Smaller than 86% of homes in Hartselle 35640
  • Has a smaller lot than 92% of homes in Hartselle 35640

What homes are worth in Hartselle 35640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$635K

This home is worth more than 45% of homes in Hartselle 35640.

How it measures up in Hartselle 35640

The dot is this home. The mark in the middle is the typical home in Hartselle 35640.

Estimated value$215,365
CheaperTypical $227,816Pricier

Pricier than 45% of homes nearby

Price per ft²$194
CheaperTypical $144Pricier

Pricier than 88% of homes nearby

Living area1,109 ft²
SmallerTypical 1,586 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.25 ac
SmallerTypical 0.7 acBigger

Bigger than 8% of homes nearby

Year built1984
OlderTypical 1983Newer

Newer than 51% of homes nearby

How 409 Speegle St Sw ranks against every home in each area.
MeasureThis homeHartselle 35640Morgan County
Estimated valuepricier than$215,36545% of homes50% of homes
Price per ft²pricier than$19488% of homes90% of homes
Living areabigger than1,109 ft²14% of homes14% of homes
Lot sizebigger than0.25 ac8% of homes20% of homes
Year builtnewer than198451% of homes54% of homes

About 409 Speegle St Sw

How much is 409 Speegle St Sw, Hartselle, AL worth?

The TopHap Estimate for 409 Speegle St Sw, Hartselle, AL is $215,365 as of Oct 21, 2026. The likely range is $181,407 to $249,323. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Speegle St Sw, Hartselle, AL last sell?

409 Speegle St Sw, Hartselle, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 409 Speegle St Sw, Hartselle, AL?

409 Speegle St Sw, Hartselle, AL has 1.5 bathrooms, 1,109 square feet of living space and a 0.25-acre lot.

When was 409 Speegle St Sw, Hartselle, AL built?

409 Speegle St Sw, Hartselle, AL was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 409 Speegle St Sw, Hartselle, AL?

409 Speegle St Sw, Hartselle, AL is assigned to Hartselle Junior High School (middle), rated A; Hartselle High School (high), rated B; F.E. Burleson Elementary School (elementary), rated A+. All sit in Hartselle City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Speegle St Sw, Hartselle, AL compare to other homes in Hartselle 35640?

Among the 9,232 homes in Hartselle 35640, it is worth more than 45% of them ($215,365 against a typical $227,816), its price per square foot is higher than 88% of them ($194 against a typical $144), it is bigger than 14% of them (1,109 ft² against a typical 1,586 ft²), its lot is bigger than 8% of them (0.25 ac against a typical 0.7 ac) and it is newer than 51% of them (1984 against a typical 1983). Measured against all of Morgan County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Speegle St Sw

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