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Residential (General/Single)Residential
$68,868$86 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $25,000 on Dec 5, 2007

409 SPENCER RD

ROCKINGHAM, NC 28379
1
Baths
800 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$69K
$54K low$84K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$25,000 · Dec 5, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$51,968
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$41,574
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.27%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$16,900
FOUR OAKS BANK & TRUST CO · recorded Jan 10, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$680 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$74,877 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,746
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$65,131
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$74,877
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$74,877

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyRichmond
Lot (acres)The size of the land the home sits on, from county records.0.44
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 16 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rockingham Middle SchoolA
Middle · Grades 6–8 · 0.9 mi
E
L J Bell Elementary SchoolB+
Elementary · Grades PK–5 · 1.0 mi
H
Richmond Senior High SchoolD
High · Grades 10–12 · 1.9 mi

District: Richmond County Schools

Neighborhood · ZIP 28379These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.25,056
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.157 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,765
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,018
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Spencer Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Rockingham 28379
  • Costs less per square foot than 71% of homes in Rockingham 28379
  • Smaller than 90% of homes in Richmond County
  • Has a smaller lot than 70% of homes in Richmond County
  • Older than 86% of homes in Rockingham 28379

What homes are worth in Rockingham 28379

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$549K

This home is worth more than 25% of homes in Rockingham 28379.

How it measures up in Rockingham 28379

The dot is this home. The mark in the middle is the typical home in Rockingham 28379.

Estimated value$68,868
CheaperTypical $139,312Pricier

Pricier than 25% of homes nearby

Price per ft²$86
CheaperTypical $121Pricier

Pricier than 29% of homes nearby

Living area800 ft²
SmallerTypical 1,212 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.44 ac
SmallerTypical 0.66 acBigger

Bigger than 32% of homes nearby

Year built1953
OlderTypical 1970Newer

Newer than 14% of homes nearby

How 409 Spencer Rd ranks against every home in each area.
MeasureThis homeRockingham 28379Richmond County
Estimated valuepricier than$68,86825% of homes26% of homes
Price per ft²pricier than$8629% of homes34% of homes
Living areabigger than800 ft²11% of homes10% of homes
Lot sizebigger than0.44 ac32% of homes30% of homes
Year builtnewer than195314% of homes15% of homes

About 409 Spencer Rd

How much is 409 Spencer Rd, Rockingham, NC worth?

The TopHap Estimate for 409 Spencer Rd, Rockingham, NC is $68,868 as of Jul 14, 2026. The likely range is $53,506 to $84,230. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Spencer Rd, Rockingham, NC last sell?

409 Spencer Rd, Rockingham, NC last sold on Dec 5, 2007 for $25,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 409 Spencer Rd, Rockingham, NC?

409 Spencer Rd, Rockingham, NC has 1 bathrooms, 800 square feet of living space and a 0.44-acre lot.

When was 409 Spencer Rd, Rockingham, NC built?

409 Spencer Rd, Rockingham, NC was built in 1953, making it 73 years old. The building has 1 story.

What schools serve 409 Spencer Rd, Rockingham, NC?

409 Spencer Rd, Rockingham, NC is assigned to Rockingham Middle School (middle), rated A; L J Bell Elementary School (elementary), rated B+; Richmond Senior High School (high), rated D. All sit in Richmond County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Spencer Rd, Rockingham, NC compare to other homes in Rockingham 28379?

Among the 10,388 homes in Rockingham 28379, it is worth more than 25% of them ($68,868 against a typical $139,312), its price per square foot is higher than 29% of them ($86 against a typical $121), it is bigger than 11% of them (800 ft² against a typical 1,212 ft²), its lot is bigger than 32% of them (0.44 ac against a typical 0.66 ac) and it is newer than 14% of them (1953 against a typical 1970). Measured against all of Richmond County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Spencer Rd, Rockingham, NC?

The 2025 property tax bill for 409 Spencer Rd, Rockingham, NC was $680. The county assessed it at $74,877.

Closest homes

More homes in Rockingham 28379

Assigned schools

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