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Single Family ResidenceResidential
$60,914
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $21,000 on May 4, 2005

409 STEELE ST

FRANKFORT, KY 40601
2
Beds
2
Baths
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$61K
$48K low$74K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$21,000 · May 4, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$141 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$80,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$65,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$80,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$80,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Mobile/Manufactured
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Wall Unit
FireplaceWhether the home has a fireplace, and what kind.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Flood Plain/Flood Zone

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Frankfort High SchoolB-
High · Grades 9–12 · 0.1 mi
E
Second Street SchoolC+
Elementary · Grades KG–8 · 0.3 mi

District: Frankfort Independent School District

Neighborhood · ZIP 40601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.178
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.53,139
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.228 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,216
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,739
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Steele St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Frankfort 40601
  • Has a smaller lot than 86% of homes in Frankfort 40601

What homes are worth in Frankfort 40601

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$657K

This home is worth more than 2% of homes in Frankfort 40601.

How it measures up in Frankfort 40601

The dot is this home. The mark in the middle is the typical home in Frankfort 40601.

Estimated value$60,914
CheaperTypical $220,515Pricier

Pricier than 2% of homes nearby

Lot size0.17 ac
SmallerTypical 0.4 acBigger

Bigger than 14% of homes nearby

How 409 Steele St ranks against every home in each area.
MeasureThis homeFrankfort 40601
Estimated valuepricier than$60,9142% of homes
Lot sizebigger than0.17 ac14% of homes

About 409 Steele St

How much is 409 Steele St, Frankfort, KY worth?

The TopHap Estimate for 409 Steele St, Frankfort, KY is $60,914 as of Aug 30, 2026. The likely range is $48,020 to $73,808. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Steele St, Frankfort, KY last sell?

409 Steele St, Frankfort, KY last sold on May 4, 2005 for $21,000, according to the county's recorded deed.

How big is 409 Steele St, Frankfort, KY?

409 Steele St, Frankfort, KY has 2 bedrooms, 2 bathrooms and a 0.17-acre lot.

What schools serve 409 Steele St, Frankfort, KY?

409 Steele St, Frankfort, KY is assigned to Frankfort High School (high), rated B-; Second Street School (elementary), rated C+. All sit in Frankfort Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Steele St, Frankfort, KY compare to other homes in Frankfort 40601?

Among the 19,374 homes in Frankfort 40601, it is worth more than 2% of them ($60,914 against a typical $220,515) and its lot is bigger than 14% of them (0.17 ac against a typical 0.4 ac). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Steele St, Frankfort, KY?

The 2025 property tax bill for 409 Steele St, Frankfort, KY was $141. The county assessed it at $80,000.

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Assigned schools

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