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Single Family ResidenceResidential
$148,719$51 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

409 THIRD ST

CUBA, AL 36907
1
Baths
2,933 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1
StoriesHow many floors the home has above ground.

Valuation

$149K
$116K low$181K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$113,719
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$90,975
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.21%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
REGIONS BANK · recorded Dec 9, 2008

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,160
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$109,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.15
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySumter
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Brick (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 110 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sumter Central High SchoolF
High · Grades 5–12 · 12.0 mi

District: Sumter County School District

Neighborhood · ZIP 36907These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.64
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.28%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,120
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$39,743
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,394
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Third St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Cuba 36907
  • Costs less per square foot than 91% of homes in Cuba 36907
  • Bigger than 98% of homes in Cuba 36907

What homes are worth in Cuba 36907

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$229K

This home is worth more than 78% of homes in Cuba 36907.

How it measures up in Cuba 36907

The dot is this home. The mark in the middle is the typical home in Cuba 36907.

Estimated value$148,719
CheaperTypical $112,747Pricier

Pricier than 78% of homes nearby

Price per ft²$51
CheaperTypical $80Pricier

Pricier than 9% of homes nearby

Living area2,933 ft²
SmallerTypical 1,352 ft²Bigger

Bigger than 98% of homes nearby

How 409 Third St ranks against every home in each area.
MeasureThis homeCuba 36907Sumter County
Estimated valuepricier than$148,71978% of homes63% of homes
Price per ft²pricier than$519% of homes17% of homes
Living areabigger than2,933 ft²98% of homes97% of homes

About 409 Third St

How much is 409 Third St, Cuba, AL worth?

The TopHap Estimate for 409 Third St, Cuba, AL is $148,719 as of Jul 14, 2026. The likely range is $115,966 to $181,472. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Third St, Cuba, AL last sell?

409 Third St, Cuba, AL last sold on Oct 5, 2011, according to the county's recorded deed.

How big is 409 Third St, Cuba, AL?

409 Third St, Cuba, AL has 1 bathrooms and 2,933 square feet of living space.

What schools serve 409 Third St, Cuba, AL?

409 Third St, Cuba, AL is assigned to Sumter Central High School (high), rated F. All sit in Sumter County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Third St, Cuba, AL compare to other homes in Cuba 36907?

Among the 676 homes in Cuba 36907, it is worth more than 78% of them ($148,719 against a typical $112,747), its price per square foot is higher than 9% of them ($51 against a typical $80) and it is bigger than 98% of them (2,933 ft² against a typical 1,352 ft²). Measured against all of Sumter County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Cuba 36907

Assigned schools

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