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Single Family ResidenceResidential
$672,344$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $92,000 on Apr 21, 1998

409 VALLEY STREAM DR

GENEVA, FL 32732
4
Beds
3
Baths
2,546 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.02 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$672K
$615K low$729K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$92,000 · Apr 21, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,293 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$415,711 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$403,995
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$735,521

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.67
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
52
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.52 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySeminole
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Tile
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 1,237 ft²Porch · 1,429 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Geneva Elementary SchoolA-
Elementary · Grades KG–5 · 1.6 mi
M
Jackson Heights Middle SchoolA
Middle · Grades 6–8 · 5.3 mi
H
Oviedo High SchoolA-
High · Grades 9–12 · 6.2 mi

District: Seminole County School District

Neighborhood · ZIP 32732These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,480
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,776
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,961
Average tempThe average temperature here across a full year.71°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Valley Stream Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Seminole County
  • Costs more per square foot than 86% of homes in Seminole County
  • Bigger than 81% of homes in Seminole County
  • Among the largest lots in Seminole County
  • Newer than 74% of homes in Seminole County

What homes are worth in Geneva 32732

Each bar is how many homes fall in that price range. The marker is this home.

This home
$214K$1.3M

This home is worth more than 71% of homes in Geneva 32732.

How it measures up in Geneva 32732

The dot is this home. The mark in the middle is the typical home in Geneva 32732.

Estimated value$672,344
CheaperTypical $515,308Pricier

Pricier than 71% of homes nearby

Price per ft²$264
CheaperTypical $261Pricier

Pricier than 51% of homes nearby

Living area2,546 ft²
SmallerTypical 1,700 ft²Bigger

Bigger than 79% of homes nearby

Lot size5.02 ac
SmallerTypical 5 acBigger

Bigger than 70% of homes nearby

Year built1999
OlderTypical 1992Newer

Newer than 66% of homes nearby

How 409 Valley Stream Dr ranks against every home in each area.
MeasureThis homeGenevaGeneva 32732Seminole County
Estimated valuepricier than$672,34467% of homes71% of homes88% of homes
Price per ft²pricier than$26452% of homes51% of homes86% of homes
Living areabigger than2,546 ft²76% of homes79% of homes81% of homes
Lot sizebigger than5.02 ac69% of homes70% of homesalmost all homes
Year builtnewer than199968% of homes66% of homes74% of homes

About 409 Valley Stream Dr

How much is 409 Valley Stream Dr, Geneva, FL worth?

The TopHap Estimate for 409 Valley Stream Dr, Geneva, FL is $672,344 as of Aug 30, 2026. The likely range is $615,317 to $729,371. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Valley Stream Dr, Geneva, FL last sell?

409 Valley Stream Dr, Geneva, FL last sold on Apr 21, 1998 for $92,000, according to the county's recorded deed.

How big is 409 Valley Stream Dr, Geneva, FL?

409 Valley Stream Dr, Geneva, FL has 4 bedrooms, 3 bathrooms and 2,546 square feet of living space.

When was 409 Valley Stream Dr, Geneva, FL built?

409 Valley Stream Dr, Geneva, FL was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 409 Valley Stream Dr, Geneva, FL?

409 Valley Stream Dr, Geneva, FL is assigned to Geneva Elementary School (elementary), rated A-; Jackson Heights Middle School (middle), rated A; Oviedo High School (high), rated A-. All sit in Seminole County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Valley Stream Dr, Geneva, FL compare to other homes in Geneva 32732?

Among the 2,371 homes in Geneva 32732, it is worth more than 71% of them ($672,344 against a typical $515,308), its price per square foot is higher than 51% of them ($264 against a typical $261), it is bigger than 79% of them (2,546 ft² against a typical 1,700 ft²), its lot is bigger than 70% of them (5.02 ac against a typical 5 ac) and it is newer than 66% of them (1999 against a typical 1992). Measured against all of Seminole County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Valley Stream Dr, Geneva, FL?

The 2025 property tax bill for 409 Valley Stream Dr, Geneva, FL was $5,293. The county assessed it at $415,711.

More homes on Valley Stream Dr

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