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Single Family ResidenceResidential
$98,895$56 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

409 W MONROE ST

DELPHI, IN 46923
3
Beds
2
Baths
1,760 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1932
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$99K
$81K low$117K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$595 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$96,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$81,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$96,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
75
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Delphi Community Elementary SchoolD+
Elementary · Grades PK–5 · 0.7 mi
M
Delphi Community Middle SchoolC
Middle · Grades 6–8 · 1.0 mi
H
Delphi Community High School
High · Grades 9–12 · 1.1 mi

District: Delphi Community School Corporation

Neighborhood · ZIP 46923These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.8,641
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,859
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,500
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 W Monroe St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Delphi 46923
  • Costs less per square foot than 96% of homes in Carroll County
  • Has a smaller lot than 82% of homes in Delphi 46923
  • Older than 76% of homes in Carroll County

What homes are worth in Delphi 46923

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$521K

This home is worth more than 6% of homes in Delphi 46923.

How it measures up in Delphi 46923

The dot is this home. The mark in the middle is the typical home in Delphi 46923.

Estimated value$98,895
CheaperTypical $216,086Pricier

Pricier than 6% of homes nearby

Price per ft²$56
CheaperTypical $131Pricier

Pricier than 5% of homes nearby

Living area1,760 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.16 ac
SmallerTypical 0.63 acBigger

Bigger than 18% of homes nearby

Year built1932
OlderTypical 1968Newer

Newer than 27% of homes nearby

How 409 W Monroe St ranks against every home in each area.
MeasureThis homeDelphi 46923Carroll County
Estimated valuepricier than$98,8956% of homes6% of homes
Price per ft²pricier than$565% of homes4% of homes
Living areabigger than1,760 ft²54% of homes55% of homes
Lot sizebigger than0.16 ac18% of homes22% of homes
Year builtnewer than193227% of homes24% of homes

About 409 W Monroe St

How much is 409 W Monroe St, Delphi, IN worth?

The TopHap Estimate for 409 W Monroe St, Delphi, IN is $98,895 as of Sep 24, 2026. The likely range is $80,676 to $117,114. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 W Monroe St, Delphi, IN last sell?

409 W Monroe St, Delphi, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 409 W Monroe St, Delphi, IN?

409 W Monroe St, Delphi, IN has 3 bedrooms, 2 bathrooms, 1,760 square feet of living space and a 0.16-acre lot.

When was 409 W Monroe St, Delphi, IN built?

409 W Monroe St, Delphi, IN was built in 1932, making it 94 years old. The building has 2 stories.

What schools serve 409 W Monroe St, Delphi, IN?

409 W Monroe St, Delphi, IN is assigned to Delphi Community Elementary School (elementary), rated D+; Delphi Community Middle School (middle), rated C; Delphi Community High School (high). All sit in Delphi Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 W Monroe St, Delphi, IN compare to other homes in Delphi 46923?

Among the 3,442 homes in Delphi 46923, it is worth more than 6% of them ($98,895 against a typical $216,086), its price per square foot is higher than 5% of them ($56 against a typical $131), it is bigger than 54% of them (1,760 ft² against a typical 1,680 ft²), its lot is bigger than 18% of them (0.16 ac against a typical 0.63 ac) and it is newer than 27% of them (1932 against a typical 1968). Measured against all of Carroll County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 W Monroe St, Delphi, IN?

The 2025 property tax bill for 409 W Monroe St, Delphi, IN was $595. The county assessed it at $96,100.

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