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Single Family ResidentialResidential
$100,741$123 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 62How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $122,500 on Aug 5, 2025

409 W PROSPECT ST

ONEIDA, IL 61467
0
Baths
820 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$101K
$63K low$139K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$122,500 · Aug 5, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$100,741
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$80,593

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,748 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,410 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,340
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$50,070
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$49,120
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$157,230

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyKNOX
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
R O W V a Elementary SchoolA-
Elementary · Grades PK–6 · 0.5 mi
M
R O W V a Jr and Sr High SchoolB-
Middle · Grades 7–12 · 0.5 mi

District: Rowva Community Unit School District 208

Neighborhood · ZIP 61467These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,385
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,056
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,872
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 W Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 70% of homes in Oneida 61467
  • Smaller than 92% of homes in Oneida 61467
  • Has a smaller lot than 72% of homes in Oneida 61467

What homes are worth in Oneida 61467

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$365K

This home is worth more than 38% of homes in Oneida 61467.

How it measures up in Oneida 61467

The dot is this home. The mark in the middle is the typical home in Oneida 61467.

Estimated value$100,741
CheaperTypical $120,156Pricier

Pricier than 38% of homes nearby

Price per ft²$123
CheaperTypical $97Pricier

Pricier than 70% of homes nearby

Living area820 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.31 ac
SmallerTypical 0.59 acBigger

Bigger than 28% of homes nearby

Year built1948
OlderTypical 1934Newer

Newer than 54% of homes nearby

How 409 W Prospect St ranks against every home in each area.
MeasureThis homeOneida 61467Knox County
Estimated valuepricier than$100,74138% of homes48% of homes
Price per ft²pricier than$12370% of homes68% of homes
Living areabigger than820 ft²8% of homes17% of homes
Lot sizebigger than0.31 ac28% of homes55% of homes
Year builtnewer than194854% of homes52% of homes

About 409 W Prospect St

How much is 409 W Prospect St, Oneida, IL worth?

The TopHap Estimate for 409 W Prospect St, Oneida, IL is $100,741 as of Jul 14, 2026. The likely range is $62,774 to $138,708. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 W Prospect St, Oneida, IL last sell?

409 W Prospect St, Oneida, IL last sold on Aug 5, 2025 for $122,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 409 W Prospect St, Oneida, IL?

409 W Prospect St, Oneida, IL has 820 square feet of living space and a 0.31-acre lot.

When was 409 W Prospect St, Oneida, IL built?

409 W Prospect St, Oneida, IL was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 409 W Prospect St, Oneida, IL?

409 W Prospect St, Oneida, IL is assigned to R O W V a Elementary School (elementary), rated A-; R O W V a Jr and Sr High School (middle), rated B-. All sit in Rowva Community Unit School District 208. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 W Prospect St, Oneida, IL compare to other homes in Oneida 61467?

Among the 437 homes in Oneida 61467, it is worth more than 38% of them ($100,741 against a typical $120,156), its price per square foot is higher than 70% of them ($123 against a typical $97), it is bigger than 8% of them (820 ft² against a typical 1,200 ft²), its lot is bigger than 28% of them (0.31 ac against a typical 0.59 ac) and it is newer than 54% of them (1948 against a typical 1934). Measured against all of Knox County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 W Prospect St, Oneida, IL?

The 2025 property tax bill for 409 W Prospect St, Oneida, IL was $3,748. The county assessed it at $52,410.

Closest homes

More homes in Oneida 61467

Assigned schools

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