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Single Family ResidenceResidential
$296,738$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

409 WASHINGTON ST

WATERLOO, NE 68069
2
Beds
2
Baths
1,486 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$297K
$275K low$318K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,224 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$290,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$269,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$242,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$290,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyDouglas
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 42 ft²Patio · 592 ft²Porch · 240 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Douglas County West Elementary SchoolB+
Elementary · Grades PK–5 · 3.1 mi
H
Douglas County West High SchoolA
High · Grades 9–12 · 3.2 mi
M
Douglas County West Middle SchoolC
Middle · Grades 6–8 · 3.2 mi

District: Douglas County West Community Schools

Neighborhood · ZIP 68069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,345
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,997
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$220,358
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Washington St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Waterloo 68069
  • Costs less per square foot than 77% of homes in Waterloo 68069
  • Smaller than 66% of homes in Waterloo 68069
  • Has a smaller lot than 91% of homes in Waterloo 68069

What homes are worth in Waterloo 68069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$2.1M

This home is worth more than 27% of homes in Waterloo 68069.

How it measures up in Waterloo 68069

The dot is this home. The mark in the middle is the typical home in Waterloo 68069.

Estimated value$296,738
CheaperTypical $472,895Pricier

Pricier than 27% of homes nearby

Price per ft²$200
CheaperTypical $270Pricier

Pricier than 23% of homes nearby

Living area1,486 ft²
SmallerTypical 1,878 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.19 ac
SmallerTypical 0.41 acBigger

Bigger than 9% of homes nearby

Year built1979
OlderTypical 1979Newer

Newer than 50% of homes nearby

How 409 Washington St ranks against every home in each area.
MeasureThis homeWaterloo 68069Douglas County
Estimated valuepricier than$296,73827% of homes51% of homes
Price per ft²pricier than$20023% of homes53% of homes
Living areabigger than1,486 ft²34% of homes49% of homes
Lot sizebigger than0.19 ac9% of homes48% of homes
Year builtnewer than197950% of homes58% of homes

About 409 Washington St

How much is 409 Washington St, Waterloo, NE worth?

The TopHap Estimate for 409 Washington St, Waterloo, NE is $296,738 as of Sep 24, 2026. The likely range is $275,321 to $318,155. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 409 Washington St, Waterloo, NE?

409 Washington St, Waterloo, NE has 2 bedrooms, 2 bathrooms, 1,486 square feet of living space and a 0.19-acre lot.

When was 409 Washington St, Waterloo, NE built?

409 Washington St, Waterloo, NE was built in 1979, making it 47 years old. It is a ranch home. The building has 1 story.

What schools serve 409 Washington St, Waterloo, NE?

409 Washington St, Waterloo, NE is assigned to Douglas County West Elementary School (elementary), rated B+; Douglas County West High School (high), rated A; Douglas County West Middle School (middle), rated C. All sit in Douglas County West Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Washington St, Waterloo, NE compare to other homes in Waterloo 68069?

Among the 1,423 homes in Waterloo 68069, it is worth more than 27% of them ($296,738 against a typical $472,895), its price per square foot is higher than 23% of them ($200 against a typical $270), it is bigger than 34% of them (1,486 ft² against a typical 1,878 ft²), its lot is bigger than 9% of them (0.19 ac against a typical 0.41 ac) and it is newer than 50% of them (1979 against a typical 1979). Measured against all of Douglas County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Washington St, Waterloo, NE?

The 2024 property tax bill for 409 Washington St, Waterloo, NE was $3,224. The county assessed it at $290,700.

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