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Residential (General/Single)Residential
$404,013$468 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $347,123 on Jul 25, 2007

4095 437TH ST

HARRIS, MN 55032
4
Beds
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$404K
$351K low$457K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$347,123 · Jul 25, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,992 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$433,500 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$486,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$433,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
55
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Split Entry
CountyChisago
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.51
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Branch Area Middle SchoolC-
Middle · Grades 5–8 · 5.8 mi
H
North Branch Area High SchoolC-
High · Grades 9–12 · 6.2 mi
E
Sunrise River Elementary SchoolB+
Elementary · Grades KG–4 · 6.6 mi

District: North Branch Public Schools

Neighborhood · ZIP 55032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.4,270
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,868
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,364
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4095 437th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Chisago County
  • Among the highest price per square foot in Harris 55032
  • Smaller than 95% of homes in Chisago County
  • Has a smaller lot than 82% of homes in Harris 55032
  • Older than 79% of homes in Chisago County

What homes are worth in Harris 55032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$639K

This home is worth more than 64% of homes in Harris 55032.

How it measures up in Harris 55032

The dot is this home. The mark in the middle is the typical home in Harris 55032.

Estimated value$404,013
CheaperTypical $364,698Pricier

Pricier than 64% of homes nearby

Price per ft²$468
CheaperTypical $260Pricier

Pricier than almost all homes nearby

Living area864 ft²
SmallerTypical 1,352 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.51 ac
SmallerTypical 5.72 acBigger

Bigger than 18% of homes nearby

Year built1970
OlderTypical 1991Newer

Newer than 27% of homes nearby

How 4095 437th St ranks against every home in each area.
MeasureThis homeHarris 55032Chisago County
Estimated valuepricier than$404,01364% of homes75% of homes
Price per ft²pricier than$468almost all homesalmost all homes
Living areabigger than864 ft²7% of homes5% of homes
Lot sizebigger than0.51 ac18% of homes37% of homes
Year builtnewer than197027% of homes21% of homes

About 4095 437th St

How much is 4095 437th St, Harris, MN worth?

The TopHap Estimate for 4095 437th St, Harris, MN is $404,013 as of Sep 24, 2026. The likely range is $351,366 to $456,660. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4095 437th St, Harris, MN last sell?

4095 437th St, Harris, MN last sold on Jul 25, 2007 for $347,123, according to the county's recorded deed.

How big is 4095 437th St, Harris, MN?

4095 437th St, Harris, MN has 4 bedrooms, 1 bathrooms, 864 square feet of living space and a 0.51-acre lot.

When was 4095 437th St, Harris, MN built?

4095 437th St, Harris, MN was built in 1970, making it 56 years old. It is a split entry home. The building has 1 story.

What schools serve 4095 437th St, Harris, MN?

4095 437th St, Harris, MN is assigned to North Branch Area Middle School (middle), rated C-; North Branch Area High School (high), rated C-; Sunrise River Elementary School (elementary), rated B+. All sit in North Branch Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4095 437th St, Harris, MN compare to other homes in Harris 55032?

Among the 1,960 homes in Harris 55032, it is worth more than 64% of them ($404,013 against a typical $364,698), its price per square foot is higher than almost all of them ($468 against a typical $260), it is bigger than 7% of them (864 ft² against a typical 1,352 ft²), its lot is bigger than 18% of them (0.51 ac against a typical 5.72 ac) and it is newer than 27% of them (1970 against a typical 1991). Measured against all of Chisago County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4095 437th St, Harris, MN?

The 2025 property tax bill for 4095 437th St, Harris, MN was $4,992. The county assessed it at $433,500.

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Assigned schools

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