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Single Family ResidenceResidential
$252,312$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $134,000 on Jul 31, 2006

4098 SPRUCE LN

RUSHFORD, MN 55971
3
Beds
2
Baths
1,688 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$252K
$221K low$284K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$134,000 · Jul 31, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$72,312
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$57,850
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$180,000
PRIMESOURCE FUNDING · 6.36% 2 · recorded Jun 26, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,060 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$223,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$173,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$223,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$223,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHOUSTON
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 176 ft²Porch · 16 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rushford-Peterson Elementary SchoolB
Elementary · Grades PK–5 · 2.4 mi
M
Rushford-Peterson Middle SchoolB
Middle · Grades 6–8 · 2.4 mi
H
Rushford-Peterson Senior High SchoolB
High · Grades 9–12 · 2.4 mi

District: Rushford-Peterson Public Schools

Neighborhood · ZIP 55971These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.7

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,030
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.38 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,667
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,143
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4098 Spruce Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 65% of homes in Houston County
  • Bigger than 67% of homes in Houston County
  • Has a bigger lot than 70% of homes in Rushford 55971

What homes are worth in Rushford 55971

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$558K

This home is worth more than 56% of homes in Rushford 55971.

How it measures up in Rushford 55971

The dot is this home. The mark in the middle is the typical home in Rushford 55971.

Estimated value$252,312
CheaperTypical $240,266Pricier

Pricier than 56% of homes nearby

Price per ft²$149
CheaperTypical $157Pricier

Pricier than 44% of homes nearby

Living area1,688 ft²
SmallerTypical 1,507 ft²Bigger

Bigger than 64% of homes nearby

Lot size1 ac
SmallerTypical 0.3 acBigger

Bigger than 70% of homes nearby

Year built1960
OlderTypical 1971Newer

Newer than 43% of homes nearby

How 4098 Spruce Ln ranks against every home in each area.
MeasureThis homeRushford 55971Houston County
Estimated valuepricier than$252,31256% of homes45% of homes
Price per ft²pricier than$14944% of homes35% of homes
Living areabigger than1,688 ft²64% of homes67% of homes
Lot sizebigger than1 ac70% of homes63% of homes
Year builtnewer than196043% of homes42% of homes

About 4098 Spruce Ln

How much is 4098 Spruce Ln, Rushford, MN worth?

The TopHap Estimate for 4098 Spruce Ln, Rushford, MN is $252,312 as of Jul 14, 2026. The likely range is $220,669 to $283,955. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4098 Spruce Ln, Rushford, MN last sell?

4098 Spruce Ln, Rushford, MN last sold on Jul 31, 2006 for $134,000, according to the county's recorded deed.

How big is 4098 Spruce Ln, Rushford, MN?

4098 Spruce Ln, Rushford, MN has 3 bedrooms, 2 bathrooms, 1,688 square feet of living space and a 1.00-acre lot.

When was 4098 Spruce Ln, Rushford, MN built?

4098 Spruce Ln, Rushford, MN was built in 1960, making it 66 years old. It is a ranch home. The building has 1 story.

What schools serve 4098 Spruce Ln, Rushford, MN?

4098 Spruce Ln, Rushford, MN is assigned to Rushford-Peterson Elementary School (elementary), rated B; Rushford-Peterson Middle School (middle), rated B; Rushford-Peterson Senior High School (high), rated B. All sit in Rushford-Peterson Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4098 Spruce Ln, Rushford, MN compare to other homes in Rushford 55971?

Among the 1,259 homes in Rushford 55971, it is worth more than 56% of them ($252,312 against a typical $240,266), its price per square foot is higher than 44% of them ($149 against a typical $157), it is bigger than 64% of them (1,688 ft² against a typical 1,507 ft²), its lot is bigger than 70% of them (1 ac against a typical 0.3 ac) and it is newer than 43% of them (1960 against a typical 1971). Measured against all of Houston County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4098 Spruce Ln, Rushford, MN?

The 2025 property tax bill for 4098 Spruce Ln, Rushford, MN was $2,060. The county assessed it at $223,400.

Closest homes

More homes in Rushford 55971

Assigned schools

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