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Single Family ResidenceResidential
$302,825$332 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $121,000 on Dec 2, 1993

41 RIDGEWOOD RD

CHICOPEE, MA 01013
2
Beds
3 / 1
Baths
912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$303K
$297K low$308K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$121,000 · Dec 2, 1993
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$160,825
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$128,660
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
BAYBANK MTG CORP · P · recorded Dec 2, 1993
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$42,000
POLISH NATIONAL CU
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,910 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$257,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$101,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$156,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$251,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.7
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHampden
Lot (acres)The size of the land the home sits on, from county records.0.27
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dupont Middle SchoolC-
Middle · Grades 6–8 · 0.4 mi
H
Chicopee High SchoolD
High · Grades 9–12 · 0.7 mi
E
BoweC+
Elementary · Grades KG–5 · 0.8 mi

District: Chicopee School District

Neighborhood · ZIP 01013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,119
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,814 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,915
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,546
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

41 Ridgewood Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Hampden County
  • Costs more per square foot than 96% of homes in Chicopee 01013
  • Smaller than 92% of homes in Hampden County
  • Has a bigger lot than 77% of homes in Chicopee 01013

What homes are worth in Chicopee 01013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$489K

This home is worth more than 54% of homes in Chicopee 01013.

How it measures up in Chicopee 01013

The dot is this home. The mark in the middle is the typical home in Chicopee 01013.

Estimated value$302,825
CheaperTypical $298,936Pricier

Pricier than 54% of homes nearby

Price per ft²$332
CheaperTypical $246Pricier

Pricier than 96% of homes nearby

Living area912 ft²
SmallerTypical 1,350 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.27 ac
SmallerTypical 0.19 acBigger

Bigger than 77% of homes nearby

Year built1958
OlderTypical 1951Newer

Newer than 64% of homes nearby

How 41 Ridgewood Rd ranks against every home in each area.
MeasureThis homeChicopee 01013Hampden County
Estimated valuepricier than$302,82554% of homes34% of homes
Price per ft²pricier than$33296% of homes94% of homes
Living areabigger than912 ft²9% of homes8% of homes
Lot sizebigger than0.27 ac77% of homes46% of homes
Year builtnewer than195864% of homes55% of homes

About 41 Ridgewood Rd

How much is 41 Ridgewood Rd, Chicopee, MA worth?

The TopHap Estimate for 41 Ridgewood Rd, Chicopee, MA is $302,825 as of Jul 14, 2026. The likely range is $297,173 to $308,477. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 41 Ridgewood Rd, Chicopee, MA last sell?

41 Ridgewood Rd, Chicopee, MA last sold on Dec 2, 1993 for $121,000, according to the county's recorded deed.

How big is 41 Ridgewood Rd, Chicopee, MA?

41 Ridgewood Rd, Chicopee, MA has 2 bedrooms, 3 bathrooms, 912 square feet of living space and a 0.27-acre lot.

When was 41 Ridgewood Rd, Chicopee, MA built?

41 Ridgewood Rd, Chicopee, MA was built in 1958, making it 68 years old. It is a ranch home. The building has 1 story.

What schools serve 41 Ridgewood Rd, Chicopee, MA?

41 Ridgewood Rd, Chicopee, MA is assigned to Dupont Middle School (middle), rated C-; Chicopee High School (high), rated D; Bowe (elementary), rated C+. All sit in Chicopee School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 41 Ridgewood Rd, Chicopee, MA compare to other homes in Chicopee 01013?

Among the 5,691 homes in Chicopee 01013, it is worth more than 54% of them ($302,825 against a typical $298,936), its price per square foot is higher than 96% of them ($332 against a typical $246), it is bigger than 9% of them (912 ft² against a typical 1,350 ft²), its lot is bigger than 77% of them (0.27 ac against a typical 0.19 ac) and it is newer than 64% of them (1958 against a typical 1951). Measured against all of Hampden County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 41 Ridgewood Rd, Chicopee, MA?

The 2025 property tax bill for 41 Ridgewood Rd, Chicopee, MA was $3,910. The county assessed it at $257,900.

Closest homes

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Assigned schools

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